Coffee County property record for 705 Oak St, Manchester, TN 37355
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 744 sqft · built 1998 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $611 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 076I-J-021.00 |
| Primary APN | 076I-J-021.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 744 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,900 sqft (0.227 acres) |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| Porch | Slab |
| Porch Area | 66 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 705 OAK ST |
|---|---|
| City | MANCHESTER |
| State | TN |
| Zip | 37355-1860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X132 |
| Jurisdiction | COFFEE TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 970402 |
Source: Coffee County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 OAK ST, MANCHESTER, TN 37355-1860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage COFFEE COUNTY BANK |
| May 16, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2023 |
| Deed Sale | May 16, 2023 |
| Prior Sale | Aug 10, 2010 · Amount on Record |
| Deed Document Number | 20233442 |
| Deed Book / Page | 432 / 165 |
| Prior Transfer Date | May 3, 2023 |
| Prior Transfer Doc | 0000003442 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COFFEE TN |
| Property Address | 705 OAK ST, MANCHESTER, TN 37355-1860 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000008207 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | T1261/793 |
| Instrument | 23008207 |
| Name | COFFEE COUNTY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COFFEE TN |
| Recording Date | May 16, 2023 |
| Property Address | 705 OAK ST, MANCHESTER, TN 37355-1860 |
| Document Number | 0000003442 |
| Book / Page | W432 / 165 |
| Instrument Date | May 3, 2023 |
| Instrument | 23003442 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 705 OAK ST, MANCHESTER, TN 37355-1860 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 705 OAK ST, MANCHESTER, TN 37355-1860 |
| Document Number | 0000003443 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 23003443 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Coffee County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Coffee County |
| Municipality | Manchester City |
| Elementary School District | Manchester City School District (PK - 08) |
| Secondary School District | Coffee County School District in Manchester (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $611.00 | $16,850 (-) Land $2,000 Building $14,850 | $67,400 (-) Land $8,000 Building $59,400 |
| 2024 | $611.00 | $16,850 (-) Land $2,000 Building $14,850 | |
| 2023 | $611.00 | $16,850 (-) Land $2,000 Building $14,850 | |
| 2022 | $611.00 | $16,850 Land $2,000 Building $14,850 | $67,400 Land $8,000 Building $59,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER DEPARTMENT serves 24,975 people · EPA ID TN0000429 |
|---|---|
| Water Source | Purchased surface water from DUCK RIVER UTILITY COMMISSION |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures