705 Oak St, Grayson, KY 41143 Property Records

Carter County property record for 705 Oak St, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 820 sqft · built 1970
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$176,200 (Mar 2026)
Tax Bill	$1,364 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`104-40-02-034.00`

Property Details

APN / Parcel Number

Primary APN	`104-40-02-034.00`
Alternative APNs	`23492` `34664`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	820 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Terrain	Rolling
View / Lot	Waterfront - Canal
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	34664
Street Address	705 OAK ST
City	GRAYSON
State	KY
Zip	41143-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2008
Census Tract	960602

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 KENTUCKY AVE, GRAYSON, KY 41143-1629
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed, Transfer · USDA Mortgage EQUITY PRIME MORTGAGE LLC
Oct 6, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Oct 6, 2023 · Amount on Record
Deed Document Number	20261025048
Deed Book / Page	553 / 761
Prior Transfer Date	Nov 7, 2012
Prior Transfer Doc	0OR295/598
Record Updated	Jun 8, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Mar 9, 2026
Property Address	705 OAK ST, GRAYSON, KY 41143-1411
Document Number	000553/761
Book / Page	553 / 761
Instrument Date	Mar 6, 2026
Instrument	1025048
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$176.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 CARRIAGE WAY, TAYLORSVILLE, KY 40071-7916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 OAK ST, GRAYSON, KY 41143-1411
Mail Care Of	SKYLAR D WEBB

Mortgage

Document Number	0001025051
Date	Mar 9, 2026
Instrument	1025051

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Oct 6, 2023
Property Address	705 OAK ST, GRAYSON, KY 41143-1411
Document Number	000507/286
Book / Page	507 / 286
Instrument Date	Sep 22, 2023
Instrument	570962
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 OAK ST, GRAYSON, KY 41143-1411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 OAK ST, GRAYSON, KY 41143-1411
Mail Care Of	PAMELA A TERRY

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Municipality	Grayson City
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,364.00 (+252.45%)	$160,000 (+255.56%)	$160,000 (+255.56%)
2023	$387.00 (+918.42%)	$45,000 (-)	$45,000 (-)
2022	$38.00 Homeowner's exemption	$45,000	$45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Foothills Communications.

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