705 Nicholson St, Joliet, IL 60435 Property Records

Will County property record for 705 Nicholson St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	1,014 sqft · built 1902
Lot Size	0.17 acres (7,261 sqft)
Owner	2 Individual Names on Record
Last Sale	$972,500 (Jul 2026)
Tax Bill	$5,182 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-09-105-025`

Property Details

APN / Parcel Number

Primary APN	`30-07-09-105-025`
Alternative APN	`07091050250000`

Interior

Stories	1 Story
Building Area	1,014 sqft
Gross Area	1,429 sqft
Basement Area	1,014 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Lot Area	7,261 sqft (0.17 acres)
Lot Dimensions	130 ft deep x 54 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	705 NICHOLSON ST
City	JOLIET
State	IL
Zip	60435-6115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 IN M.A. RAUB'S SUB. OF BLK 2, IN CANAL TRUSTEE'S SUB. OF THE W 1/2 OF SEC. 9, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	09
Legal Subdivision	M A RAUBS
Legal Block	2
Legal Lot Number	33
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	3
Census Block	3002
Census Tract	881800

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 ALLAN DR, JOLIET, IL 60435
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Dec 5, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL FEDERAL BANK
Jul 28, 2020	Grant Deed, Transfer ATTORNEY ONLY
Apr 10, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	202645750
Prior Transfer Date	Nov 14, 2022
Prior Transfer Doc	0000084811
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 27, 2026
Property Address	705 NICHOLSON ST, JOLIET, IL 60435-6115
Document Number	0000045750
Instrument Date	May 20, 2026
Instrument	202645750
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0000045751,
Date	Jul 27, 2026
Instrument	202645751

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Dec 5, 2022
Property Address	705 NICHOLSON ST, JOLIET, IL 60435-6115
Document Number	0000084811
Map Reference	DOC 149905
Instrument Date	Nov 14, 2022
Instrument	R2022084811
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 N LASALLE ST, INDIANAPOLIS, IN 46201-1416

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Mar 11, 2021
Property Address	705 NICHOLSON ST, JOLIET, IL 60435-6115
Document Number	0000028164
Map Reference	DOC 496819
Instrument Date	Nov 27, 2020
Instrument	R2021028164
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 N LASALLE ST, INDIANAPOLIS, IN 46201-1416

Mortgage

Document Number	0000028162
Date	Mar 11, 2021
Instrument	R2021028162

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Mortgage

Document Number	0000028165
Date	Mar 11, 2021
Instrument	R2021028165

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank
Address	CHICAGO, IL 60608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	Jul 28, 2020
Property Address	705 NICHOLSON ST, JOLIET, IL 60435-6115
Document Number	0000061108
Instrument Date	Jun 25, 2020
Instrument	61108
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$121.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	0S280 BAUMAN CT WEST CHICAGO IL 601853903, WEST CHICAGO, IL 60185-3903

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WILL IL
Recording Date	Apr 10, 2019
Property Address	705 NICHOLSON ST, JOLIET, IL 60435-6115
Document Number	0000020458
Instrument Date	Mar 29, 2019
Instrument	20458
Transaction Type	Foreclosure
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 24737 WEST PALM BEACH FL 334164737, WEST PALM BEACH, FL 33416-4737

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,182.00 (+18.26%)	$64,534 (+9.3%) Land $16,792 Building $47,742	$193,602 (+9.3%) Land $50,376 Building $143,226
2024		$59,043 (+24.43%) Land $15,363 Building $43,680	$177,129 (+24.43%) Land $46,089 Building $131,040
2022	$4,382.00	$47,452 Land $12,347 Building $35,105	$142,356 Land $37,041 Building $105,315

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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