705 NE 20th St, Gainesville, FL 32641 Property Records

Alachua County property record for 705 NE 20th St, Gainesville, FL 32641

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,373 sqft · built 2021
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Sep 2022)
Tax Bill$4,972 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Sep 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN10928-000-000

Property Details

APN / Parcel Number

Primary APN10928-000-000
Alternative APNs
  • 00963920000
  • 1081608

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,373 sqft Living Area
1st Floor Area1,373 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
DrivewayDriveway
Driveway Area576 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address705 NE 20TH ST
CityGAINESVILLE
StateFL
Zip32641-5817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF4
Legal DescriptionDAVIS RPT LOT 10 DB 239/44 LOT 15 OR 5040/897
Legal Range20E
Legal Township10S
Legal Section03
Legal SubdivisionDAVIS REPLAT-LOT 10, NEW GVILLE
Legal Lot Number10,15
JurisdictionALACHUA FL
Township / Civil DivisionGAINESVILLE
Census Block Group3
Census Block3009
Census Tract600

Owner

705 NE 20th St is owned and occupied by two individuals who bought it in September 2022.

Source: Alachua County records, as of November 19, 2025

Owner of Record2 Individual Names on File
Mailing Address705 NE 20TH ST, GAINESVILLE, FL 32641-5817
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2022Warranty Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE CO
Sep 26, 2022Correction Deed
ATTORNEY ONLY, ATTORNEY
Jul 22, 2021Quit Claim Deed, Transfer
Quitclaim
Feb 21, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2022 · Amount on File
Deed SaleSep 26, 2022 · Amount on File
Prior SaleFeb 21, 2019 · Amount on File
Deed Document Number20223447452
Deed Book / Page5040 / 897
Prior Transfer DateAug 26, 2022
Prior Transfer Doc0050400895
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateSep 26, 2022
Property Address705 NE 20TH ST, GAINESVILLE, FL 32641-5817
Document Number0050400897
Book / Page5040 / 897
Map ReferenceMB 239 PG 44
Instrument DateAug 26, 2022
Instrument3447452
Transaction TypeTransfer
Record UpdatedJan 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2527 NE 71ST TER, GAINESVILLE, FL 32609-2776

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 NE 20TH ST, GAINESVILLE, FL 32641-5817

Mortgage

Document Number0005040899
DateSep 26, 2022
Instrument5040/899
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

September 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionALACHUA FL
Recording DateSep 26, 2022
Property Address705 NE 20TH ST, GAINESVILLE, FL 32641-5817
Document Number0050400895
Book / Page5040 / 895
Map ReferenceMB 239 PG 42
Instrument DateAug 26, 2022
Instrument3447451
Record UpdatedJan 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address2575 NE 71ST TER, GAINESVILLE, FL 32609-2776

Transferred To (Grantee/Buyer)

NameVerified Name
Address4915 NE 3RD PL, GAINESVILLE, FL 32641-6036

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALACHUA FL
Recording DateJul 22, 2021
Property Address705 NE 20TH ST, GAINESVILLE, FL 32641-5817
Document Number0049132429
Book / Page4913 / 2429
Instrument DateJul 21, 2021
Instrument3353965
Transaction TypeTransfer
Record UpdatedJan 16, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2575 NE 71ST TER, GAINESVILLE, FL 32609-2776

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateFeb 21, 2019
Property Address705 NE 20TH ST, GAINESVILLE, FL 32641-5817
Document Number0046641616
Book / Page004664 / 001616
Instrument DateFeb 18, 2019
Instrument3175200
Transaction TypeTransfer
Record UpdatedMar 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$77.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2575 NE 71ST TER GAINESVILLE FL 326092776, GAINESVILLE, FL 32609-2776

Tax Assessment & Valuation

The 2025 property tax bill for 705 NE 20th St was $4,972, up 3.6% from the year before.

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyAlachua County
MunicipalityGainesville City
Unified School DistrictAlachua County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,972.00 (+3.6%)$217,100 Land $20,000 Building $197,100$217,100 Land $20,000 Building $237,100
2024$4,799.00 (+10.04%)
2023$4,361.00 (+18.09%)$189,411 (+17.09%) Land $13,000 Building $176,411$189,411 (+17.09%) Land $13,000 Building $176,411
2022$3,693.00$161,763 Land $13,000 Building $148,763$161,763 Land $13,000 Building $148,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 NE 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 NE 20th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRU - MURPHREE WTP
public/private · serves 195,768 people · EPA ID FL2010946
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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