Alachua County property record for 705 NE 20th St, Gainesville, FL 32641
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,373 sqft · built 2021 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Sep 2022) |
| Tax Bill | $4,972 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10928-000-000 |
| Primary APN | 10928-000-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,373 sqft Living Area |
| 1st Floor Area | 1,373 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Driveway | Driveway |
| Driveway Area | 576 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 705 NE 20TH ST |
|---|---|
| City | GAINESVILLE |
| State | FL |
| Zip | 32641-5817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF4 |
| Legal Description | DAVIS RPT LOT 10 DB 239/44 LOT 15 OR 5040/897 |
| Legal Range | 20E |
| Legal Township | 10S |
| Legal Section | 03 |
| Legal Subdivision | DAVIS REPLAT-LOT 10, NEW GVILLE |
| Legal Lot Number | 10,15 |
| Jurisdiction | ALACHUA FL |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 600 |
705 NE 20th St is owned and occupied by two individuals who bought it in September 2022.
Source: Alachua County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 NE 20TH ST, GAINESVILLE, FL 32641-5817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO |
| Sep 26, 2022 | Correction Deed ATTORNEY ONLY, ATTORNEY |
| Jul 22, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Feb 21, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on File |
| Deed Sale | Sep 26, 2022 · Amount on File |
| Prior Sale | Feb 21, 2019 · Amount on File |
| Deed Document Number | 20223447452 |
| Deed Book / Page | 5040 / 897 |
| Prior Transfer Date | Aug 26, 2022 |
| Prior Transfer Doc | 0050400895 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALACHUA FL |
| Recording Date | Sep 26, 2022 |
| Property Address | 705 NE 20TH ST, GAINESVILLE, FL 32641-5817 |
| Document Number | 0050400897 |
| Book / Page | 5040 / 897 |
| Map Reference | MB 239 PG 44 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 3447452 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2527 NE 71ST TER, GAINESVILLE, FL 32609-2776 |
| Name | Verified Name |
|---|---|
| Address | 705 NE 20TH ST, GAINESVILLE, FL 32641-5817 |
| Document Number | 0005040899 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 5040/899 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ALACHUA FL |
| Recording Date | Sep 26, 2022 |
| Property Address | 705 NE 20TH ST, GAINESVILLE, FL 32641-5817 |
| Document Number | 0050400895 |
| Book / Page | 5040 / 895 |
| Map Reference | MB 239 PG 42 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 3447451 |
| Record Updated | Jan 16, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 2575 NE 71ST TER, GAINESVILLE, FL 32609-2776 |
| Name | Verified Name |
|---|---|
| Address | 4915 NE 3RD PL, GAINESVILLE, FL 32641-6036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALACHUA FL |
| Recording Date | Jul 22, 2021 |
| Property Address | 705 NE 20TH ST, GAINESVILLE, FL 32641-5817 |
| Document Number | 0049132429 |
| Book / Page | 4913 / 2429 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 3353965 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2575 NE 71ST TER, GAINESVILLE, FL 32609-2776 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALACHUA FL |
| Recording Date | Feb 21, 2019 |
| Property Address | 705 NE 20TH ST, GAINESVILLE, FL 32641-5817 |
| Document Number | 0046641616 |
| Book / Page | 004664 / 001616 |
| Instrument Date | Feb 18, 2019 |
| Instrument | 3175200 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $77.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2575 NE 71ST TER GAINESVILLE FL 326092776, GAINESVILLE, FL 32609-2776 |
The 2025 property tax bill for 705 NE 20th St was $4,972, up 3.6% from the year before.
Source: Alachua County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Alachua County |
| Municipality | Gainesville City |
| Unified School District | Alachua County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,972.00 (+3.6%) | $217,100 Land $20,000 Building $197,100 | $217,100 Land $20,000 Building $237,100 |
| 2024 | $4,799.00 (+10.04%) | ||
| 2023 | $4,361.00 (+18.09%) | $189,411 (+17.09%) Land $13,000 Building $176,411 | $189,411 (+17.09%) Land $13,000 Building $176,411 |
| 2022 | $3,693.00 | $161,763 Land $13,000 Building $148,763 | $161,763 Land $13,000 Building $148,763 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 NE 20th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 NE 20th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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