705 Nancy Dr, Royse City, TX 75189 Property Records

Rockwall County property record for 705 Nancy Dr, Royse City, TX 75189

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,884 sqft · built 2005
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Last Sale	$156,500 (Nov 2005)
Tax Bill	$4,349 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3614000F0002000R`

Property Details

APN / Parcel Number

Primary APN	`3614000F0002000R`
Alternative APNs	`R52060` `52060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,884 sqft Living Area
Gross Area	2,312 sqft
1st Floor Area	1,884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	28 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	705 NANCY DR
City	ROYSE CITY
State	TX
Zip	75189-3580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES OF QUAIL RIDGE, BLOCK F, LOT 2
Legal Subdivision	ESTATES OF QUAIL RIDGE
Legal Tract	2
Legal Block	F
Legal Lot Number	2
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	2
Census Block	2015
Census Tract	40410

Owner

705 Nancy Dr is owned by a company that bought it in November 2005 and is owner-occupied.

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	705 NANCY DR, ROYSE CITY, TX 75189-3580
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUTTON FINANCE INC
Sep 3, 2021	Deed of Trust, Mortgage · FHA Mortgage LEADER ONE FINANCIAL CORP
Feb 27, 2018	Loan Modification, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2005 · Amount on File
Deed Sale	Nov 1, 2005 · Amount on File
Deed Document Number	2005340632
Deed Book / Page	4275 / 164
Prior Transfer Date	Sep 2, 2005
Prior Transfer Doc	0000340632
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	705 NANCY DR, ROYSE CITY, TX 75189-3580
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020905
Date	Dec 12, 2023
Instrument	20230000020905

Lender

Name	BUTTON FINANCE INC
Type	Mortgage Company
Address	WHITE PLAINS, NY 10606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2043

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	705 NANCY DR, ROYSE CITY, TX 75189-3580
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023393
Date	Sep 3, 2021
Instrument	20210000023393

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	705 NANCY DR, ROYSE CITY, TX 75189-3580
Document Number	0000005200
Instrument Date	Feb 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	705 NANCY DR ROYSE CITY TX 751893580, ROYSE CITY, TX 75189-3580

Mortgage

Document Number	0000005200
Date	Mar 27, 2018
Instrument	5200

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Royse City
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,794 (-7.92%) Land $85,000 Building $184,794	$269,794 (-7.92%) Land $85,000 Building $184,794
2025	$4,349.00 (-4.31%) Homeowner's exemption	$292,984 (-0.19%) Land $100,000 Building $192,984	$292,984 (-0.19%) Land $100,000 Building $192,984
2024	$4,545.00 (+11.1%)
2023	$4,091.00 (-11.72%) Homeowner's exemption	$293,533 Land $103,500 Building $190,033	$293,533 Land $103,500 Building $190,033
2021	$4,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Nancy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Nancy Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYSE CITY serves 24,313 people · EPA ID TX1990002
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Peoples Communications Fixed Wireless	200 / 40

May also be available: Spectrum.

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