Adams County property record for 705 N Union St, Natchez, MS 39120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,148 sqft · built 1920 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,835 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0009 0002 0009 |
| Primary APN | 0009 0002 0009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 10 Rooms |
| Building Area | 3,148 sqft Living Area |
| 1st Floor Area | 1,914 sqft |
| 2nd Floor Area | 1,234 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 160 ft deep x 75 ft wide |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 13041 |
|---|---|
| Street Address | 705 N UNION ST |
| City | NATCHEZ |
| State | MS |
| Zip | 39120-2950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H&L#705 E/S N UNION ST 41-111A-112 |
| Legal Range | 03W |
| Legal Township | 07N |
| Legal Section | 16 |
| Jurisdiction | ADAMS MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Upriver Residential District listed 1983 · 389 contributing resources · NRIS 83004371 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
705 N Union St is owned and occupied by an individual who acquired it in July 2022.
Source: Adams County records, as of March 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 N UNION ST, NATCHEZ, MS 39120-2950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage DELTA BANK |
| Dec 26, 2018 | Deed of Trust, Mortgage DELTA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2022 |
| Deed Sale | Jul 22, 2022 |
| Prior Sale | Jul 29, 2009 |
| Deed Document Number | 000028R704 |
| Deed Book / Page | 24-W / 224 |
| Prior Transfer Date | Feb 17, 2010 |
| Prior Transfer Doc | 00024-W224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 705 N UNION ST, NATCHEZ, MS 39120-2950 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 705 N UNION ST, NATCHEZ, MS 39120-2950 |
| Document Number | 000947/171 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 947/171 |
| Instrument | 126049 |
| Name | DELTA BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 11, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 705 N UNION ST, NATCHEZ, MS 39120-2950 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 105 SAINT CHARLES AVE, NATCHEZ, MS 39120-3557 |
| Document Number | 0000931/81 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 931/81 |
| Instrument | 122280 |
| Name | DELTA BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Dec 20, 2019 |
The 2025 property tax bill for 705 N Union St was $3,835, up 25.2% from the year before.
Source: Adams County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Adams County |
| Municipality | Natchez City |
| Unified School District | Natchez-Adams School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,835.00 (+25.16%) | $23,479 (+27.91%) | $234,790 (+27.91%) Land $15,300 Building $219,490 |
| 2024 | $3,064.00 (+5%) | $18,356 (+4.99%) | $183,560 (+4.99%) Land $15,300 Building $168,260 |
| 2023 | $2,918.00 (+85.39%) Homeowner's exemption | $17,484 (-) Land $1,530 Building $15,954 | $174,840 Land $15,300 Building $159,540 |
| 2022 | $1,574.00 Homeowner's exemption | $17,484 | |
| 2021 | $174,840 Land $15,300 Building $159,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 N Union St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2008) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2008 · Hurricane Gustav |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 N Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS CO W/A #4-KAISER LAKE public/private · serves 8,078 people · EPA ID MS0010015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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