705 N Smith St, Malakoff, TX 75148 Property Records

Henderson County property record for 705 N Smith St, Malakoff, TX 75148

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1974
Owner	Individual Name on Record
Tax Bill	$2,612 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2055-0001-0020-61`

Property Details

APN / Parcel Number

Primary APN	`2055-0001-0020-61`
Alternative APNs	`R000026940` `234389`

Interior

Full Baths	1 Bath
Building Area	1,248 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,952 sqft

Exterior

Year Built	Built 1974

Exterior Amenities

Porch	Covered Porch
Porch Area	56 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	R000026940
Old Parcel Number	2055.0001.0020.61
Street Address	705 N SMITH ST
City	MALAKOFF
State	TX
Zip	75148-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 & 3 AB 481 G MARTINEZ SUR, BAILEY PHILLIPS SUBD, BLK 1, PT OF LT 2 & 3
Legal Subdivision	BAILEY-PHILLIPS (62)
Legal Block	1
Legal Lot Number	2,3 3
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1014
Census Tract	951000

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	705 N SMITH ST, MALAKOFF, TX 75148-9733
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Vendor's Lien, Transfer · Commercial Mortgage CITIZENS NATIONAL BANK
Oct 26, 2017	Vendor's Lien, Transfer FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020
Deed Sale	Dec 2, 2020
Prior Sale	Oct 26, 2017
Deed Document Number	2020-00019260
Record Updated	Jun 7, 2026

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Dec 2, 2020
Property Address	705 N SMITH ST, MALAKOFF, TX 75148-9733
Document Number	202000019260
Map Reference	VOL 1 PG 24
Instrument Date	Nov 19, 2020
Instrument	2020-00019260
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	EAST TX TITLE COMPANY, EAST TEXAS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 APPLE TREE LN, 1, JOHNSTON, RI 02919-3105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 E CLAY ST, MALAKOFF, TX 75148-9474

Mortgage

Document Number	202000019261
Date	Dec 2, 2020
Instrument	2020-00019261

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Oct 26, 2017
Property Address	705 N SMITH ST, MALAKOFF, TX 75148-9733
Document Number	201700016464
Map Reference	CAB A SL22
Instrument Date	Oct 25, 2017
Instrument	2017-00016464
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	KAUFMAN COUNTY TITLE AND ABSTRACT COMPANY, KAUFMAN COUNTY TITLE & ABSTR

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 N SMITH ST, MALAKOFF, TX 75148-9733

Mortgage

Document Number	201700016465
Date	Oct 26, 2017
Instrument	2017-00016465

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Malakoff City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,612.00 (-25.29%)	$157,159 Land $3,500 Building $153,659	$157,159 Land $3,500 Building $153,659
2022	$3,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MALAKOFF serves 3,039 people · EPA ID TX1070002
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Conquest Wireless.

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