Oceana County property record for 705 N Rush St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.19 acres (51,942 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $952 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-580-114-00 |
| Primary APN | 044-580-114-00 |
|---|
| Lot Area | 51,942 sqft (1.19 acres) |
|---|
| Street Address | 705 N RUSH ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-8602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WD 2019/15962 705 N RUSH ST WD9200306 PT TO 114-60 IN 85 COMB WI 115-00 IN 87 OFFICIAL MAP PLAT B VILLAGE OF PENTWATER SW 1/4 |
| Legal Subdivision | PLAT B VILLAGE OF PENTWATER |
| Legal Block | 114 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10800 |
Source: Oceana County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2085 S COUNTRY LN, SUTTONS BAY, MI 49682-9653 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST STATE BANK |
| Sep 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 705 N RUSH ST, PENTWATER, MI 49449-8602 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020/8613 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 2020/8613 |
| Instrument | 202000002655 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Sep 11, 2019 |
| Property Address | 705 N RUSH ST, PENTWATER, MI 49449-8602 |
| Document Number | 2019/015962 |
| Book / Page | 2019 / 015962 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 201900004957 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 W GRANT ST, 405, GREENVILLE, MI 48838-2209 |
| Name | Verified Name |
|---|---|
| Address | 3808 LEONARD LN, MIDLAND, MI 48640-3406 |
| Document Number | 201900004958 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 201900004958 |
| Name | DOW CHEMICAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2049 |
Source: Oceana County assessment roll, as of July 17, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,200 (+2.2%) | $204,400 (+2.2%) | |
| 2025 | $952.00 (-69.18%) | $100,000 (+19.05%) Land $100,000 | $200,000 (+19.05%) Land $200,000 |
| 2023 | $84,000 Land $84,000 | $168,000 (-) Land $168,000 | |
| 2022 | $3,089.00 | $168,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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