705 N Queen St, Durham, NC 27701 Property Records

Durham County property record for 705 N Queen St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,642 sqft · built 1917
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Sep 2024)
Tax Bill	$6,790 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0831-18-3264`

Property Details

APN / Parcel Number

Primary APN	`0831-18-3264`
Alternative APNs	`0831-18-32-6473` `083105183264` `110361`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,642 sqft Heated Area
1st Floor Area	1,518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Porch	Porch
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	705 N QUEEN ST
City	DURHAM
State	NC
Zip	27701-2547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-M
Legal Description	PROP-PRATT W MANGUM/LT#04 CLEVELAND-HOLLOWAY/HD PL:00005A-000003
Legal Subdivision	PROP-PRATT W MANGUM
Legal Lot Number	4
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3001
Census Tract	1100

Owner

705 N Queen St is owned and occupied by two individuals who bought it in September 2024.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 N QUEEN ST, DURHAM, NC 27701-2547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Sep 8, 2023	Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU
Feb 6, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2024 · Amount on File
Deed Sale	Sep 19, 2024 · Amount on File
Prior Sale	Oct 31, 2014 · Amount on File
Deed Document Number	2024109383
Deed Book / Page	10174 / 387
Prior Transfer Date	Jul 7, 2008
Prior Transfer Doc	0060110710
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	705 N QUEEN ST, DURHAM, NC 27701-2547
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0100270730
Date	Dec 14, 2023
Book Page	10027/730
Instrument	2023082270

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 8, 2023
Property Address	705 N QUEEN ST, DURHAM, NC 27701-2547
Document Number	0099820475
Book / Page	9982 / 475
Map Reference	MB 5 PG 3
Instrument Date	Sep 7, 2023
Instrument	2023073589
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2713 STUART DR, DURHAM, NC 27707-2837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 N QUEEN ST, DURHAM, NC 27701-2547
Investor	Possibly a Property Investor

Mortgage

Document Number	2023073590
Date	Sep 8, 2023
Instrument	2023073590

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	1-Year T-Bill
Max Rate	11.3%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 6, 2018
Property Address	705 N QUEEN ST, DURHAM, NC 27701-2547
Document Number	0083600233
Book / Page	8360 / 233
Map Reference	MB 5 PG 3
Instrument Date	Jan 31, 2018
Instrument	2018003947
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 N QUEEN ST, DURHAM, NC 27701-2547

Mortgage

Document Number	2018003948
Date	Feb 6, 2018
Instrument	2018003948

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 705 N Queen St was $6,790, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,790.00 (+2.52%)	$668,196 (-) Land $203,000 Building $465,196	$668,196 (-) Land $203,000 Building $465,196
2025	$6,623.00	$668,196 Land $203,000 Building $465,196	$668,196 Land $203,000 Building $465,196
2023	$3,146.00 (+2.34%)	$240,217 (-) Land $80,850 Building $159,367	$240,217 (-) Land $80,850 Building $159,367
2022	$3,074.00	$240,217 Land $80,850 Building $159,367	$240,217 Land $80,850 Building $159,367

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 705 N Queen St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 705 N Queen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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