Shiawassee County property record for 705 N Park St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,292 sqft · built 1900 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $128,000 (Jul 2022) |
| Tax Bill | $2,220 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-320-000-057-00 |
| Primary APN | 050-320-000-057-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,292 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Custom Design |
| Lot Area | 3,049 sqft (0.07 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 705 N PARK ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 198' E & 70.88' N OF S W COR OUTLOT 12 N 40' E 82 12' S 40' W TO BEG. JENNETT H. KELLY'S ADD |
| Legal Subdivision | JENNETT H. KELLYS ADD |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30500 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 N PARK ST, OWOSSO, MI 48867-1746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2022 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC |
| May 14, 2020 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2022 · Amount on Record |
| Deed Sale | Jul 25, 2022 · Amount on Record |
| Prior Sale | May 2, 2012 · Amount on Record |
| Deed Document Number | 20223362843 |
| Deed Book / Page | 1298 / 885 |
| Prior Transfer Date | Nov 21, 2002 |
| Prior Transfer Doc | 0003086249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 25, 2022 |
| Property Address | 705 N PARK ST, OWOSSO, MI 48867-1746 |
| Document Number | 0012980885 |
| Book / Page | 1298 / 885 |
| Map Reference | LB 12 PG 645 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 3362843 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1610 ALLENDALE AVE, 1610, OWOSSO, MI 48867-3806 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 705 N PARK ST, OWOSSO, MI 48867-1746 |
| Document Number | 0003362844 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 3362844 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 705 N PARK ST, OWOSSO, MI 48867-1746 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012680948 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 1268/948 |
| Instrument | 3332590 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 4, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,500 (+9.17%) | $131,000 (+9.17%) | |
| 2025 | $2,220.00 (+4.87%) Homeowner's exemption | $60,000 (+23.71%) | $120,000 (+23.71%) |
| 2023 | $2,117.00 Homeowner's exemption | $48,500 | $97,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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