705 N Mountain St, Cherryville, NC 28021 Property Records

Gaston County property record for 705 N Mountain St, Cherryville, NC 28021 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1900
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Apr 2019)
Tax Bill	$1,349 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`128895`

Property Details

APN / Parcel Number

Primary APN	`128895`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Concrete Block
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	18,295 sqft (0.42 acres)
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	705 N MOUNTAIN ST
City	CHERRYVILLE
State	NC
Zip	28021-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DORA YARN MILLS CO L 4 06 001 037 00 000
Legal Subdivision	DORA YARN MILLS CO PROPERTY
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	2
Census Block	2003
Census Tract	30602

Owner

Source: Gaston County records · APN 128895

Assessment roll updated August 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	705 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Jul 01, 2016 · Amount on Record
Deed Book / Page	5038 / 2384
Prior Transfer Date	Sep 30, 2004
Prior Transfer Doc	0040671148
Record Updated	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Apr 30, 2019
Property Address	705 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2423
Document Number	0050382384
Book / Page	5038 / 2384
Map Reference	MB 15 PG 46
Instrument Date	Apr 30, 2019
Transaction Type	Transfer
Record Updated	Sep 06, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 N MOUNTAIN ST, 1009, CHERRYVILLE, NC 28021-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 FLAT ROCK RD, LAWNDALE, NC 28090-9356

Mortgage

Document Number	50382387
Date	Apr 30, 2019
Instrument	5038/2387

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,349.00 (-1.03%)	$125,080 (-) Land $14,000 Building $111,080
2023	$1,363.00	$125,080 Land $14,000 Building $111,080
2021			$55,310 Land $9,000 Building $46,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.