Simpson County property record for 705 N Main St, Franklin, KY 42134
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,076 sqft |
| Lot Size | 0.633 acres (27,617 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Jun 2016) |
| Tax Bill | $1,842 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-00-44-007.00 |
| Primary APN | 009-00-44-007.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,076 sqft Total Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Steel Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 27,617 sqft (0.633 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 705 N MAIN ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1331 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | WILKINS EYE CARE & OPTICAL |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 970300 |
Source: Simpson County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 126 ELMER COOK RD, FRANKLIN, KY 42134-6240 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2016 · Amount on Record |
| Deed Sale | Jun 7, 2016 · Amount on Record |
| Deed Document Number | 0000321256 |
| Deed Book / Page | 321 / 256 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 705 N MAIN ST, FRANKLIN, KY 42134-1331 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 126 E COOK RD, FRANKLIN, KY 42134-6240 |
| Document Number | 00M498/576 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | M498/576 |
| Instrument | 1203262 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, KY 42134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 20, 2026 |
Source: Simpson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,842.00 (-5.78%) | $210,000 (-) | $210,000 (-) |
| 2023 | $1,955.00 | $210,000 | $210,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2016–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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