705 N James St, Sparta, IL 62286 Property Records

Randolph County property record for 705 N James St, Sparta, IL 62286

Property Summary

Property TypeSingle Family Home
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Tax Bill$2,160 (2025)
Deeds & MortgagesJan 2026 Transfer
Jan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN19-113-002-50

Property Details

APN / Parcel Number

Primary APN19-113-002-50

Exterior

Lot Area10,454 sqft (0.24 acres)

Location & Zoning

Street Address705 N JAMES ST
CitySPARTA
StateIL
Zip62286-1152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description279/627 471/845 2026R00223 (TOD) LOT 2 N 1/4 LOT 3 BLK 3 MC CONACHIE REED ADDITION
Legal SubdivisionMC CONACHIE REED ADDITION
Legal Block3
Legal Lot Number2,3
JurisdictionRANDOLPH IL
Township / Civil DivisionSPARTA
Census Block Group2
Census Block2043
Census Tract950600

Owner

705 N James St is owned and occupied by an individual who acquired it in January 2026.

Source: Randolph County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address705 N JAMES ST, SPARTA, IL 62286-1152
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 29, 2024Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF SPARTA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 13, 2026
Transfer Doc2026R00223
Record UpdatedOct 29, 2026

January 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionRANDOLPH IL
Recording DateJan 21, 2026
Property Address705 N JAMES ST, SPARTA, IL 62286-1152
Document Number2026R00223
Map ReferenceMB G PG 1
Instrument DateJan 13, 2026
Instrument2026R00223
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address705 N JAMES ST, SPARTA, IL 62286-1152

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address705 N JAMES ST, SPARTA, IL 62286-1152

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IL
Property Address705 N JAMES ST, SPARTA, IL 62286-1152
Transaction TypeMortgage
Record UpdatedFeb 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024R00257
DateJan 29, 2024
Instrument2024R00257
Lender
NameFIRST NATIONAL BANK OF SPARTA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueJan 23, 2029
Interest
Rate TypeFixed Rate
Rate8%

Tax Assessment & Valuation

The 2025 property tax bill for 705 N James St was $2,160 with exemptions applied, up 10.5% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyRandolph County
MunicipalitySparta City
Unified School DistrictSparta Community Unit School District 140 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,160.00 (+10.49%) Homeowner's exemption Senior Citizen's exemption$33,780 (+6.83%) Land $4,080 Building $29,700$101,340 (+6.83%) Land $12,240 Building $89,100
2024$1,955.00 Homeowner's exemption Senior Citizen's exemption$31,620 Land $3,820 Building $27,800$94,860 Land $11,460 Building $83,400
2022$1,731.00 Homeowner's exemption Senior Citizen's exemption$29,250 Land $2,665 Building $26,585$87,750 Land $7,995 Building $79,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 N James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 N James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPARTA
serves 4,395 people · EPA ID IL1570600
Water SourceSurface water
Last State InspectionMay 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Organic carbon removal
Oct 2017
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: ClearWave, Verizon, Wisper ISP.

Nearby Properties on N James St

Nearby Streets

Search Property Records by Address or Parcel Number