DuPage County property record for 705 N Brainard St, Naperville, IL 60563
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,024 sqft · built 1904 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Feb 2022) |
| Tax Bill | $11,762 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-111-014 |
| Primary APN | 08-18-111-014 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,024 sqft Living Area |
| Gross Area | 3,351 sqft |
| 1st Floor Area | 1,537 sqft |
| Upper Floors Area | 513 sqft |
| Basement Area | 1,045 sqft |
| Finished Basement | 718 sqft |
| Unfinished Basement | 327 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Wood Siding |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 705 N BRAINARD ST |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60563-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | PARK ADD |
| Legal Subdivision | PARK ADD |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 846105 |
705 N Brainard St is owned and occupied by an individual who bought it in February 2022.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 N BRAINARD ST, NAPERVILLE, IL 60563-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · SBA Mortgage BANK OF AMERICA NA |
| Feb 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2022 · Amount on File |
| Deed Sale | Feb 3, 2022 · Amount on File |
| Prior Sale | Jun 22, 2001 · Amount on File |
| Deed Document Number | 202212783 |
| Prior Transfer Date | Jul 28, 1998 |
| Prior Transfer Doc | 0000161305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 705 N BRAINARD ST, NAPERVILLE, IL 60563-3132 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 705 N BRAINARD ST, NAPERVILLE, IL 60563-3132 |
| Document Number | 0000048255 |
|---|---|
| Date | May 16, 2022 |
| Instrument | R2022-048255 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Feb 3, 2022 |
| Property Address | 705 N BRAINARD ST, NAPERVILLE, IL 60563-3132 |
| Document Number | 0000012783 |
| Map Reference | DOC 16618 |
| Instrument Date | Dec 30, 2021 |
| Instrument | R2022-012783 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 705 N BRAINARD ST, NAPERVILLE, IL 60563-3132 |
| Document Number | 0000012784 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | R2022-012784 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 705 N BRAINARD ST, NAPERVILLE, IL 60563-3132 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044445 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | R2021-044445 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 705 N Brainard St was $11,762 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,762.00 | $209,555 Land $119,844 Building $89,711 | $628,665 Land $359,532 Building $269,133 |
| 2022 | $10,473.00 Homeowner's exemption | $167,830 Land $95,980 Building $71,850 | $503,490 Land $287,940 Building $215,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 705 N Brainard St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1983–1996) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 705 N Brainard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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