705 N Bluff St, Albany, IL 61230 Property Records

Whiteside County property record for 705 N Bluff St, Albany, IL 61230

Property Summary

Property TypeSingle Family Home
Lot Size0.745 acres (32,452 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (Oct 2009)
Flood ZoneZone X (minimal risk)
APN0624434003

Property Details

APN / Parcel Number

Primary APN0624434003
Alternative APN
  • 101329

Exterior

Lot Area32,452 sqft (0.745 acres)
Lot Dimensions231 ft deep x 140 ft wide

Location & Zoning

Account Number101329
Street Address705 N BLUFF ST
CityALBANY
StateIL
Zip61230-9626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN OF ALBANY-UPPER LOTS 2-3-6 & 7 BLK 28 43600X
Legal SubdivisionTHE VILLAGE OF ALBANY
Legal Block28
Legal Lot Number2-7
JurisdictionWHITESIDE IL
Township / Civil DivisionALBANY
Census Block Group4
Census Block4008
Census Tract400

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address705 N BLUFF ST, ALBANY, IL 61230-9626
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2009 · Amount on Record
Deed SaleOct 1, 2009 · Amount on Record
Deed Document Number20098255-2009
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlbany Village
CountyWhiteside County
County SubdivisionAlbany Township
Unified School DistrictRiver Bend Community Unit District 2 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$15,235 Land $4,422 Building $10,813
2024$45,705 Land $13,266 Building $32,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims45 (1986–2023)
Claims Outside the SFHA8 of 45
Most Recent ClaimMay 2023 · other causes
Claims by Event
  • Severe Storms And Flooding, Apr 2019 · 3 claims
  • Flooding, Apr 2001 · 9 claims
  • Severe Storms & Flooding, Jul 1993 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALBANY
serves 846 people · EPA ID IL1950050
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Sep 2024
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Jo-Carroll Energy
Fiber
1,000 / 1,000

May also be available: Nextlink, Verizon.

Nearby Properties on N Bluff St

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