705 N Bancroft St, Indianapolis, IN 46201 Property Records

Marion County property record for 705 N Bancroft St, Indianapolis, IN 46201

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,734 sqft · built 1915
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Tax Bill	$1,811 (2024)
Deeds & Mortgages	Oct 2025 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-10-04-107-076.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-10-04-107-076.000-101`
Alternative APN	`1023672`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,734 sqft Living Area
Gross Area	2,566 sqft
1st Floor Area	1,734 sqft
Upper Floors Area	844 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1963
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	163 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	705 N BANCROFT ST
City	INDIANAPOLIS
State	IN
Zip	46201-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	EMERSON HTS SEC 3 L37 B5
Legal Subdivision	EMERSON HTS SEC 3
Legal Block	5
Legal Lot Number	37
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1007
Census Tract	355300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Emerson Heights Historic District listed 2010 · 1,009 contributing resources · NRIS 10000125

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Marion County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 N BANCROFT ST, INDIANAPOLIS, IN 46201-2905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage HUD
May 19, 2021	Deed of Trust, Mortgage · FHA Mortgage HUD
Jan 27, 2020	Loan Modification, Mortgage WELLS FARGO BK
Nov 29, 2017	Deed of Trust, Mortgage FORUM CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 27, 2012
Transfer Doc	0000132060
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	705 N BANCROFT ST, INDIANAPOLIS, IN 46201-2905
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090996
Date	Oct 27, 2025
Instrument	A202500090996

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	705 N BANCROFT ST, INDIANAPOLIS, IN 46201-2905
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066332
Date	May 19, 2021
Instrument	A202100066332

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION IN
Property Address	705 N BANCROFT ST, INDIANAPOLIS, IN 46201-2905
Document Number	0000023987
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 N BANCROFT ST INDIANAPOLIS IN 462012905, INDIANAPOLIS, IN 46201-2905

Mortgage

Document Number	0000023987
Date	Mar 4, 2020
Instrument	23987

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

Interest

Rate	3.62%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	705 N BANCROFT ST, INDIANAPOLIS, IN 46201-2905
Document Number	0000134959
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 N BANCROFT ST INDIANAPOLIS IN 462012905, INDIANAPOLIS, IN 46201-2905

Mortgage

Document Number	0000134959
Date	Dec 4, 2017
Instrument	134959

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Amount	Amount Recorded
Term	204 Months
Due	Dec 3, 2034

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$171,500 (+8.27%) Land $24,100 Building $147,400	$171,500 (+8.27%) Land $24,100 Building $147,400
2024	$1,811.00 (+0.56%)
2023	$1,801.00 (-3.95%) Homeowner's exemption	$158,400 (-1.19%) Land $24,100 Building $134,300	$158,400 (-1.19%) Land $24,100 Building $134,300
2022	$1,875.00 Homeowner's exemption	$160,300 Land $24,100 Building $136,200	$160,300 Land $24,100 Building $136,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,005 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Xiber.

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