705 N 6th St, Lawrence, KS 66044 Property Records

Douglas County property record for 705 N 6th St, Lawrence, KS 66044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft · built 1994
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$85,600 (Apr 2001)
Tax Bill	$3,402 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`079-30-0-10-06-012.02-0`

Property Details

APN / Parcel Number

Primary APN	`079-30-0-10-06-012.02-0`
Alternative APNs	`0230793001006012020` `14587`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0230793001006012020
Street Address	705 N 6TH ST
City	LAWRENCE
State	KS
Zip	66044-5312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	NORTH LAWRENCE ADD NO 5 A REPLAT OF LOTS 33,34 & 35 LT 3
Legal Subdivision	SUBDIVISION 1264
Legal Lot Number	3,33-35
Jurisdiction	DOUGLAS KS
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1031
Census Tract	100

Owner

705 N 6th St is owned and occupied by an individual who bought it in April 2001.

Source: Douglas County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	705 N 6TH ST, LAWRENCE, KS 66044-5312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage THE RICHARD WHILEY LIVING TRUST
Dec 21, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Apr 22, 2019	Deed of Trust, Mortgage · Reverse Mortgage COMMUNITY FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2001 · Amount on File
Deed Sale	Apr 13, 2001 · Amount on File
Deed Document Number	2001197313
Deed Book / Page	706 / 152
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS KS
Property Address	705 N 6TH ST, LAWRENCE, KS 66044-5312
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 N 6TH ST, LAWRENCE, KS 66044-5312

Mortgage

Document Number	01226/3345
Date	Feb 20, 2024
Book Page	1226/3345

Lender

Name	THE RICHARD WHILEY LIVING TRUST
Type	Non-Lending Institution
Address	LAWRENCE, KS 66049

Agreement

Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS KS
Property Address	705 N 6TH ST, LAWRENCE, KS 66044-5312
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 N 6TH ST, LAWRENCE, KS 66044-5312

Mortgage

Document Number	01206/4325
Date	Dec 21, 2021
Book Page	1206/4325

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	907 Months
Due	Jul 14, 2097

Interest

Rate Type	Adjustable Rate
Rate	1.91%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS KS
Property Address	705 N 6TH ST, LAWRENCE, KS 66044-5312
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1166/5855
Date	Apr 22, 2019
Book Page	1166/5855

Lender

Name	COMMUNITY FIRST NATIONAL BANK
Type	Bank
Address	MANHATTAN, KS 66502

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	939 Months
Due	Jul 14, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Type Change Date	May 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 705 N 6th St was $3,402.

Source: Douglas County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Kansas
County	Douglas County
Municipality	Lawrence City
Unified School District	Lawrence Unified School District 497 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,402.00	$27,727 Land $5,175 Building $22,552	$241,100 Land $45,000 Building $196,100
2023	$3,243.00 (+9.05%)	$25,323 Land $4,025 Building $21,298	$220,200 Land $35,000 Building $185,200
2022	$2,974.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 N 6th St in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1993–1995)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 N 6th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 84% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAWRENCE serves 95,256 people · EPA ID KS2004503
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	2,000 / 350
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Verizon.

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