705 N 4th St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 705 N 4th St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,926 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$742 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2026 Sale
APN	`06-3.0-08-002-001-104.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-08-002-001-104.000`

Interior

Building Area	1,926 sqft Base Area
1st Floor Area	1,926 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	140 ft deep x 43 ft wide

Location & Zoning

Street Address	705 N 4TH ST
City	SAINT JOSEPH
State	MO
Zip	64501-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:ROBIDOUX LOT:1 BLK:16LGL DESC:N 3' LOT 1 ALL LOT 2 BLK 16
Legal Subdivision	ROBIDOUX
Legal Block	16
Legal Lot Number	1-2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1066
Census Tract	1200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Robidoux Hill Historic District listed 1989 · 60 contributing resources · NRIS 89000992

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

705 N 4th St is owned by an individual who acquired it in March 2023.

Source: Buchanan County records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	707 N 4TH ST, SAINT JOSEPH, MO 64501-1138
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 24, 2026	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2023
Deed Sale	Mar 21, 2023
Deed Document Number	20231971
Deed Book / Page	3785 / 476
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	705 N 4TH ST, SAINT JOSEPH, MO 64501-1138
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 N 4TH ST 707, 707, SAINT JOSEPH, MO 64501-1138

Mortgage

Document Number	003815/161
Date	Jan 16, 2026
Book Page	3815/161
Instrument	2026000344

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

March 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 24, 2026
Property Address	705 N 4TH ST, SAINT JOSEPH, MO 64501-1138
Document Number	0003817/11
Book / Page	3817 / 11
Instrument Date	Mar 19, 2026
Instrument	2026002216
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 N 4TH ST, SAINT JOSEPH, MO 64501-1138

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 705 N 4th St was $742, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$742.00 (+0.13%)	$10,390 Land $1,090 Building $9,300	$54,730 Land $5,760 Building $48,970
2024	$741.00 (+9.13%)
2023	$679.00 (+1,013.11%)	$10,390 (+1,094.25%) Land $1,090 Building $9,300	$54,730 Land $5,760 Building $48,970
2022	$61.00	$870 Land $870
2021			$4,590 Land $4,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 705 N 4th St; there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1984–1993)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 N 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Optimum, United Fiber.

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