705 N 2nd St, Pacific, MO 63069 Property Records

Franklin County property record for 705 N 2nd St, Pacific, MO 63069

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1983
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on Record
Tax Bill$2,580 (2025)
Deeds & MortgagesJul 2023 Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19-1-12.0-1-004-059.000

Property Details

APN / Parcel Number

Primary APN19-1-12.0-1-004-059.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Architectural StyleSplit Foyer
Lot Area34,848 sqft (0.8 acres)

Location & Zoning

Street Address705 N 2ND ST
CityPACIFIC
StateMO
Zip63069-1466
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 15-24 & PT VAC ALY BLK 180 T M AULTS ADDN
Legal Range02E
Legal Township43
Legal Section12
Legal QuarterNE
Legal SubdivisionT M AULTS
Legal Block180
Legal Lot Number15-24 16
JurisdictionFRANKLIN MO
Township / Civil DivisionBOLES
Census Block Group2
Census Block2010
Census Tract800704

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address705 N 2ND ST, PACIFIC, MO 63069-1466
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 30, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 4, 2019Quit Claim Deed, Mortgage · FHA Mortgage
CARDINAL FIN'L
Nov 16, 2017Warranty Deed, Transfer · FHA Mortgage
CORNERSTONE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2019
Deed SaleJan 4, 2019
Deed Document Number1900199
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address705 N 2ND ST, PACIFIC, MO 63069-1466
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002308318
DateJul 20, 2023
Instrument2308318
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address705 N 2ND ST, PACIFIC, MO 63069-1466
Transaction TypeMortgage
Record UpdatedDec 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002122293
DateNov 30, 2021
Instrument2122293
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate

January 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MO
Recording DateJan 4, 2019
Property Address705 N 2ND ST, PACIFIC, MO 63069-1466
Document Number0000000199
Instrument DateDec 27, 2018
Instrument199
Transaction TypeMortgage
Record UpdatedJan 23, 2019
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address705 N 2ND ST PACIFIC MO 630691466, PACIFIC, MO 63069-1466

Mortgage

Document Number200
DateJan 4, 2019
Instrument200
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 3, 2049

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateNov 16, 2017
Property Address705 N 2ND ST, PACIFIC, MO 63069-1466
Document Number0000017495
Instrument DateNov 14, 2017
Instrument17495
Transaction TypeTransfer
Record UpdatedNov 21, 2017
Title CompanyHILLSBORO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 N 2ND ST PACIFIC MO 630691466, PACIFIC, MO 63069-1466

Mortgage

Document Number17497
DateNov 16, 2017
Instrument17497
Lender
NameCORNERSTONE MTG
TypeMortgage Company
AddressCHESTERFIELD, MO 63005
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityPacific City
Unified School DistrictMeramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,580.00 (+22.27%)$34,238 (+21.18%)$180,200 (+21.18%) Land $39,120 Building $141,080
2023$2,110.00 (+18.34%)$28,255$148,710 Land $39,120 Building $109,590
2022$1,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACIFIC PWS
serves 6,000 people · EPA ID MO6010620
Water SourceGroundwater
Last State InspectionApr 2025
Lead10 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Bays-ET Highspeed
Fixed Wireless · Fiber in parts of the area
600 / 100
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on N 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number