705 Mulberry St, Yankton, SD 57078 Property Records

Yankton County property record for 705 Mulberry St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 822 sqft · built 1920
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jan 2021)
Tax Bill	$1,361 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`78.430.031.120`

Property Details

APN / Parcel Number

Primary APN	`78.430.031.120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	822 sqft Living Area
Basement Area	488 sqft
Finished Basement	488 sqft
Unfinished Basement	488 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	705 MULBERRY ST
City	YANKTON
State	SD
Zip	57078-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 BLK 31 LOWER YANKTON
Legal Subdivision	LOWER YANKTON
Legal Block	31
Legal Lot Number	12
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1015
Census Tract	966100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Yankton Historic District listed 1975 · 125 contributing resources · NRIS 75001725

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

705 Mulberry St is owned and occupied by an individual who bought it in January 2021.

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	705 MULBERRY ST, YANKTON, SD 57078-4035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · FHA Mortgage FIRST NATIONAL BANK OF OMAHA
Oct 18, 2023	Deed of Trust, Mortgage · FHA Mortgage FIRST NATIONAL BANK OF OMAHA
Jan 7, 2021	Warranty Deed, Transfer · FHA Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2021 · Amount on File
Deed Sale	Jan 7, 2021 · Amount on File
Prior Sale	Sep 28, 2009 · Amount on File
Deed Book / Page	556 / 15
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	705 MULBERRY ST, YANKTON, SD 57078-4035
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 MULBERRY ST, YANKTON, SD 57078-4035

Mortgage

Document Number	000571/385
Date	Oct 18, 2023
Book Page	571/385

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Feb 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	705 MULBERRY ST, YANKTON, SD 57078-4035
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 MULBERRY ST, YANKTON, SD 57078-4035

Mortgage

Document Number	000571/385
Date	Oct 18, 2023
Book Page	571/385

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Jan 7, 2021
Property Address	705 MULBERRY ST, YANKTON, SD 57078-4035
Document Number	556/15
Book / Page	556 / 15
Map Reference	MB G PG 6
Instrument Date	Jan 6, 2021
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	YANKTON TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 MULBERRY ST, YANKTON, SD 57078-4035

Mortgage

Document Number	55616
Date	Jan 7, 2021
Instrument	556/16

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 705 Mulberry St was $1,361.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,800 Land $12,200 Building $89,600	$101,800 Land $12,200 Building $89,600
2025	$1,361.00
2023		$96,400 Land $12,200 Building $84,200
2022	$1,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Mulberry St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1984–2019)
Most Recent Claim	Mar 2019 · Severe Winter Storm, Snowstorm, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Mulberry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: South Dakota Wireless Internet, Verizon.

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