705 Mosaic Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 705 Mosaic Cir, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,737 sqft · built 1991
Lot Size0.109 acres (4,756 sqft)
Owner2 Individual Names on File
Last Sale$675,000 (Mar 2021)
Tax Bill$8,213 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jul 2020 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN161-690-60-00

Property Details

APN / Parcel Number

Primary APN161-690-60-00
Alternative APN
  • 1616905000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,737 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleContemporary
Exterior MaterialStucco
Roof MaterialTile
Lot Area4,756 sqft (0.109 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number1616905000
Street Address705 MOSAIC CIR
CityOCEANSIDE
StateCA
Zip92057-6202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-1 (Res)
Legal DescriptionLOT 109 PAR 3 PER DOC90-206332 IN LOT E&ALL OF TR 012337
Legal SubdivisionRANCHO DEL ORO INDUST PARK
Legal Tract012337
Legal Block1
Legal Lot Number109,E
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1011
Census Tract18525

Owner

Source: San Diego County records · APN 161-690-60-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address705 MOSAIC CIR, OCEANSIDE, CA 92057-6202
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 21, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 20, 2020Quit Claim Deed, Transfer
BAY EQUITY
Oct 02, 2019Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE/CA
Oct 01, 2019Quit Claim Deed, Transfer · Conventional Mortgage
BAY EQUITY
Jun 15, 2017Quit Claim Deed, Transfer · Conventional Mortgage
BAY EQUITY
Jun 16, 2017Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2021 · Amount on Record
Deed SaleMar 19, 2021 · Amount on Record
Prior SaleJul 11, 2008 · Amount on Record
Deed Document Number2021217263
Prior Transfer DateJul 14, 2020
Prior Transfer Doc0000388662
Record UpdatedSep 20, 2026

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 19, 2021
Property Address705 MOSAIC CIR, OCEANSIDE, CA 92057-6202
Document Number0000217263
Map ReferenceMAP 12337
Instrument DateFeb 23, 2021
Instrument2021-0217263
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address705 MOSAIC CIR, OCEANSIDE, CA 92057-6202

Mortgage

Document Number0000217264
DateMar 19, 2021
Instrument2021-0217264
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 21, 2020
Property Address705 MOSAIC CIR, OCEANSIDE, CA 92057-6202
Document Number0000390023
Instrument DateJul 14, 2020
Instrument390023
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address310 RANCHO CAMINO FALLBROOK CA 920288487, FALLBROOK, CA 92028-8487
InvestorPossibly a Property Investor

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 20, 2020
Property Address705 MOSAIC CIR, OCEANSIDE, CA 92057-6202
Document Number0000388662
Instrument DateJul 14, 2020
Instrument388662
Transaction TypeTransfer
Record UpdatedJul 29, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address310 RANCHO CAMINO FALLBROOK CA 920288487, FALLBROOK, CA 92028-8487

Mortgage

Document Number388663
DateJul 20, 2020
Instrument388663
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
AmountAmount Recorded
Term180 Months
DueJul 19, 2035

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 02, 2019
Property Address705 MOSAIC CIR, OCEANSIDE, CA 92057-6202
Document Number0000437209
Instrument DateSep 18, 2019
Instrument437209
Transaction TypeTransfer
Record UpdatedOct 09, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address310 RANCHO CAMINO FALLBROOK CA 920288487, FALLBROOK, CA 92028-8487
InvestorPossibly a Property Investor

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 01, 2019
Property Address705 MOSAIC CIR, OCEANSIDE, CA 92057-6202
Document Number0000436775
Instrument DateSep 18, 2019
Instrument436775
Transaction TypeTransfer
Record UpdatedOct 09, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address310 RANCHO CAMINO FALLBROOK CA 920288487, FALLBROOK, CA 92028-8487

Mortgage

Document Number436776
DateOct 01, 2019
Instrument436776
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 30, 2034

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 15, 2017
Property Address705 MOSAIC CIR, OCEANSIDE, CA 92057-6202
Document Number0000268078
Instrument DateJun 08, 2017
Instrument268078
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address705 MOSAIC CIR OCEANSIDE CA 920576202, OCEANSIDE, CA 92057-6202

Mortgage

Document Number268079
DateJun 15, 2017
Instrument268079
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 14, 2047

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 16, 2017
Property Address705 MOSAIC CIR, OCEANSIDE, CA 92057-6202
Document Number0000271180
Instrument DateJun 08, 2017
Instrument271180
Transaction TypeTransfer
Record UpdatedJun 23, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address705 MOSAIC CIR OCEANSIDE CA 920576202, OCEANSIDE, CA 92057-6202
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$745,249 (+2%) Land $307,191 Building $438,058
2025$8,213.00 (+8.7%) Homeowner's exemption$730,637 (+4.04%) Land $301,168 Building $429,469
2023$7,556.00 (+0.27%) Homeowner's exemption$702,268 Land $289,474 Building $412,794
2022$7,536.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 2,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Based on FCC filings for 543 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Mosaic Cir

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