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705 Monroe St, Oregon, IL 61061 Property Records

Ogle County property record for 705 Monroe St, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$142,000 (Jul 2025)
Tax Bill$4,985 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Nov 2022 Sale
Flood ZoneZone X (minimal risk)
APN16-04-289-009

Property Details

APN / Parcel Number

Primary APN16-04-289-009
Alternative APN
  • 1604289007

Exterior

Lot Area13,068 sqft (0.3 acres)

Location & Zoning

Street Address705 MONROE ST
CityOREGON
StateIL
Zip61061-1322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 3, 4 & 6 IN BLK 7 POTTERS ADD CITY OF OREGON
Legal SubdivisionPOTTERS ADD
Legal Block7
Legal Lot Number3-4,6
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group2
Census Block2000
Census Tract961400

Owner

Source: Ogle County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address705 MONROE ST, OREGON, IL 61061-1322
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2025Deed, Transfer · Conventional Mortgage
HARVARD STATE BANK
Nov 9, 2022Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2025 · Amount on Record
Deed SaleJul 31, 2025 · Amount on Record
Prior SaleNov 9, 2022
Deed Document Number20253755
Prior Transfer DateJul 24, 2025
Prior Transfer Doc0000003755
Record UpdatedOct 29, 2026

July 2025: Deed, Transfer

Document TypeDeed
JurisdictionOGLE IL
Recording DateJul 31, 2025
Property Address705 MONROE ST, OREGON, IL 61061-1322
Document Number0000003755
Map ReferenceBK A PG 293 294
Instrument DateJul 24, 2025
Instrument202503755
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyKO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$213.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address117 N DAYSVILLE RD, OREGON, IL 61061-9412

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address705 MONROE ST, OREGON, IL 61061-1322

Mortgage

Document Number0000003756
DateJul 31, 2025
Instrument202503756
Lender
NameHARVARD STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055
Interest
Rate TypeAdjustable Rate
Rate7.75%
AdjustableAdjustable Rate Rider
Change FrequencyAnnually
Min Rate At Change7.75%
Max Rate At Change9.75%
Index1-Year CMT
Max Rate13.7%

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionOGLE IL
Recording DateNov 9, 2022
Property Address705 MONROE ST, OREGON, IL 61061-1322
Document Number0000006350
Instrument DateNov 8, 2022
Instrument202206350
Transaction TypeTransfer
Record UpdatedDec 7, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address705 MONROE ST, 705, OREGON, IL 61061-1322

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 MONROE ST, OREGON, IL 61061-1322

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
MunicipalityOregon City
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,985.00 (+67.11%)$51,405 (+19.14%) Land $11,237 Building $40,168$154,215 (+19.14%) Land $33,711 Building $120,504
2023$43,145 Land $9,610 Building $33,535$129,435 Land $28,830 Building $100,605
2022$2,983.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims4 (2017–2023)
Most Recent ClaimApr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON
serves 3,449 people · EPA ID IL1410400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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