Will County property record for 705 Miami St, Joliet, IL 60432
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,260 sqft · built 1974 |
| Lot Size | 0.23 acres (10,088 sqft) |
| Owner | Individual Name on File |
| Last Sale | $166,000 (Jul 2018) |
| Tax Bill | $4,235 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-07-12-103-024 |
| Primary APN | 30-07-12-103-024 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 10,088 sqft (0.23 acres) |
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 705 MIAMI ST |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60432-2128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 101 IN CHAS M FISH'S ADDN TO BELMONT, BEING A SUB OF PRT OF THE W1/2 OF THE NW1/4 OF SEC. 12, T35N-R10E ALSO LOT 100 IN |
| Legal Range | 10E |
| Legal Township | 35N |
| Legal Section | 12 |
| Legal Subdivision | CHAS M FISH'S ADD |
| Legal Lot Number | 101 |
| Jurisdiction | WILL IL |
| Township / Civil Division | JOLIET |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 881202 |
705 Miami St is owned and occupied by an individual who bought it in July 2018.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 MIAMI ST, JOLIET, IL 60432-2128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Jul 19, 2018 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Feb 24, 2017 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on File |
| Deed Sale | Jul 19, 2018 · Amount on File |
| Prior Sale | Feb 24, 2017 · Amount on File |
| Deed Document Number | 201849764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 705 MIAMI ST, JOLIET, IL 60432-2128 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000030247 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | R2021030247 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 329 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 705 MIAMI ST, JOLIET, IL 60432-2128 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FAMS DTO |
| Name | Verified Name |
|---|
| Document Number | 0000020989 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | R2021020989 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jul 19, 2018 |
| Property Address | 705 MIAMI ST, JOLIET, IL 60432-2128 |
| Document Number | 0000049764 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 49764 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $249.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 212 MORRIS ST JOLIET IL 604361232, JOLIET, IL 60436-1232 |
| Document Number | 49765 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 49765 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Feb 24, 2017 |
| Property Address | 705 MIAMI ST, JOLIET, IL 60432-2128 |
| Document Number | 0000016476 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 16476 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 MIAMI ST JOLIET IL 604322128, JOLIET, IL 60432-2128 |
The 2025 property tax bill for 705 Miami St was $4,235.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Joliet Township |
| Elementary School District | Joliet Public School District 86 (PK - 08) |
| Secondary School District | Joliet Township High School District 204 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,235.00 | $61,800 (+9.3%) Land $5,355 Building $56,445 | $185,400 (+9.3%) Land $16,065 Building $169,335 |
| 2024 | $56,541 Land $4,899 Building $51,642 | $169,623 Land $14,697 Building $154,926 | |
| 2022 | $3,633.00 Homeowner's exemption | $45,443 Land $3,938 Building $41,505 | $136,329 Land $11,814 Building $124,515 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 705 Miami St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 705 Miami St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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