Harris County property record for 705 Main St, Unit 409, Houston, TX 77002
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 851 sqft · built 1921 |
| Lot Size | 0.58 acres (25,255 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,500 (Dec 2005) |
| Tax Bill | $4,824 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-946-000-0048 |
| Primary APN | 126-946-000-0048 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Units | 172 Units |
| Stories | 1 Story |
| Building Area | 851 sqft Living Area |
| 1st Floor Area | 851 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 25,255 sqft (0.58 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1269460000048 |
|---|---|
| Street Address | 705 MAIN ST, 409 |
| City | HOUSTON |
| State | TX |
| Zip | 77002-3306 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 409 .0092 INT COMMON LAND & ELE ST GERMAIN CONDO 4TH AMEND |
| Legal Subdivision | ST GERMAIN CONDO 4TH AMEND |
| Legal Block | 1 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 980700 |
705 Main St, Unit 409 is owned and occupied by an individual who bought it in December 2005.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 MAIN ST, 409, HOUSTON, TX 77002-3306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2005 · Amount on File |
| Deed Sale | Dec 1, 2005 · Amount on File |
| Deed Document Number | 2005933987 |
| Deed Book / Page | 1476 / 1542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 705 MAIN ST UNIT 409, 409, HOUSTON, TX 77002-3306 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Title Company | TITLE HOUSTON HLDGS, TITLE HOUSTON HOLDINGS LTD |
| Name | Verified Name |
|---|---|
| Address | 5528 CORNISH ST C, C, HOUSTON, TX 77007-4346 |
| Document Number | 0000026064 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 2024-026064 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 705 MAIN ST UNIT 409, 409, HOUSTON, TX 77002-3306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Title Company | TEXAS TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021173378 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021-173378 |
| Name | THE HOME LOAN EXPERT LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 705 Main St, Unit 409 was $4,824, up 10.4% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,908 (-13.99%) Land $34,373 Building $146,535 | $180,908 (-13.99%) Land $34,373 Building $146,535 | |
| 2025 | $4,824.00 (+10.36%) | $210,335 Land $39,964 Building $170,371 | $210,335 Land $39,964 Building $170,371 |
| 2024 | $4,371.00 | ||
| 2023 | $184,443 Land $35,044 Building $149,399 | $184,443 Land $35,044 Building $149,399 | |
| 2022 | $3,716.00 | ||
| 2020 | $4,378.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 Main St, Unit 409 in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 195 units insured incl. 149 condo units |
| Nearby Flood Claims | 22 (2008–2024) |
| Claims Outside the SFHA | 3 of 22 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 705 Main St, Unit 409 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: IBT Connect, T-Mobile, Verizon.
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