705 Main St, Saint Thomas, ND 58276 Property Records

Pembina County property record for 705 Main St, Saint Thomas, ND 58276

Property Summary

Property Type	Single Family Home
Lot Size	0.321 acres (13,985 sqft)
Owner	Individual Name on Record
Last Sale	$75,400 (Apr 2020)
Tax Bill	$1,276 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-1030000`

Property Details

APN / Parcel Number

Primary APN	`34-1030000`

Exterior

Lot Area	13,985 sqft (0.321 acres)

Location & Zoning

Street Address	705 MAIN ST
City	SAINT THOMAS
State	ND
Zip	58276-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-4, BLK 15, O.T. CITY OF ST THOMAS
Legal Subdivision	CITY OF ST THOMAS
Legal Block	15
Legal Lot Number	1-4
Jurisdiction	PEMBINA ND
Township / Civil Division	ST. THOMAS
Census Block Group	1
Census Block	1338
Census Tract	950500

Owner

Source: Pembina County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 MAIN ST, SAINT THOMAS, ND 58276-4104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2020 · Amount on Record
Deed Sale	Apr 1, 2020 · Amount on Record
Deed Document Number	2020256589
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PEMBINA ND
Recording Date	Apr 1, 2020
Property Address	705 MAIN ST, SAINT THOMAS, ND 58276-4104
Document Number	0000256589
Instrument Date	Mar 24, 2020
Instrument	256589
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 MAIN ST, SAINT THOMAS, ND 58276-4104

Mortgage

Document Number	0000256591
Date	Apr 1, 2020
Instrument	256591

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Pembina County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Pembina County
Municipality	St. Thomas City
Unified School District	Grafton Public School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,276.00 (+60.91%)	$45,453 (+22.01%) Land $2,995 Building $42,458	$90,906 (+22.01%) Land $5,990 Building $84,916
2023	$793.00	$37,253 Land $2,881 Building $34,372	$74,507 Land $5,762 Building $68,745

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	69 (1978–2019)
Claims Outside the SFHA	6 of 69
Most Recent Claim	Apr 2019 · Flooding
Claims by Event	Severe Storms And Flooding, Apr 2009 · 6 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 33 claims Severe Storms,flooding, & Ice Jams, May 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 93% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST RWD- NORTH VALLEY BRANCH private · serves 3,422 people · EPA ID ND3401128
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	NORTHEAST RWD-LANGDON BRANCH
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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