Benton County property record for 705 Main St NE, Shellsburg, IA 52332
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,645 sqft · built 2004 |
| Lot Size | 0.638 acres (27,805 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,808 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19026670 |
| Primary APN | 19026670 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,645 sqft Living Area |
| Basement Area | 1,645 sqft |
| Finished Basement | 375 sqft |
| Unfinished Basement | 1,270 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,805 sqft (0.638 acres) |
| Porch | Slab |
| Porch Area | 30 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 705 MAIN ST NE |
|---|---|
| City | SHELLSBURG |
| State | IA |
| Zip | 52332-9582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL B AUDITOR PLAT 10 LOT 6 |
| Legal Subdivision | AUDITORS PLAT #10 |
| Legal Lot Number | 6 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | SHELLSBURG |
| Census Block Group | 2 |
| Census Block | 2090 |
| Census Tract | 960400 |
Source: Benton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 MAIN ST NE, SHELLSBURG, IA 52332-9582 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 705 MAIN ST NE, SHELLSBURG, IA 52332-9582 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 214244 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 21-4244 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Benton County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Shellsburg City |
| Unified School District | Vinton-Shellsburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,808.00 (-2.46%) | $252,400 (-) Land $35,300 Building $217,100 | $252,400 (-) Land $35,300 Building $217,100 |
| 2025 | $252,400 (+4.56%) Land $35,300 Building $217,100 | $252,400 (+4.56%) Land $35,300 Building $217,100 | |
| 2024 | $3,904.00 (+1.4%) | ||
| 2023 | $241,400 (+17.24%) Land $35,500 Building $205,900 | $241,400 (+17.24%) Land $35,500 Building $205,900 | |
| 2022 | $3,850.00 Homeowner's exemption | $205,900 Land $28,400 Building $177,500 | |
| 2021 | $205,900 Land $28,400 Building $177,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jun 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHELLSBURG WATER SUPPLY serves 961 people · EPA ID IA0670043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| USA Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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