705 Main St N, Mendenhall, MS 39114 Property Records

Simpson County property record for 705 Main St N, Mendenhall, MS 39114

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,182 sqft · built 1960
Lot Size	0.606 acres (26,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,013 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`10811`

Property Details

APN / Parcel Number

Primary APN	`10811`
Alternative APN	`3108R000090000200100`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,182 sqft Adjusted Area
1st Floor Area	1,841 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,400 sqft (0.606 acres)
Lot Dimensions	220 ft deep x 120 ft wide
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	705 MAIN ST N
City	MENDENHALL
State	MS
Zip	39114-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 & W 50' LOTS 11 & 12 BLOCK 2 LAUREL ADD PF/5 DB 260-189 46 & 272-276 49 DB 46-562 94 DB 964-275 DB 979 -399 95
Legal Range	04E
Legal Township	02N
Legal Section	34
Legal Subdivision	LAUREL ADD
Legal Block	2
Jurisdiction	SIMPSON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2015
Census Tract	950200

Owner

705 Main St N is owned and occupied by two individuals who acquired it in December 2020.

Source: Simpson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 MAIN ST N, MENDENHALL, MS 39114-3317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Dec 29, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020
Deed Sale	Dec 29, 2020
Prior Sale	Feb 11, 2008 · Amount on File
Deed Document Number	20205595
Deed Book / Page	2433 / 428
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON MS
Recording Date	Apr 16, 2026
Property Address	705 MAIN ST N, MENDENHALL, MS 39114-3317
Document Number	0000001608
Book / Page	2535 / 1
Instrument Date	Apr 10, 2026
Instrument	20261608
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship, 164
Address	705 MAIN ST N, MENDENHALL, MS 39114-3317
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001608,
Date	Apr 16, 2026
Book Page	2535/1
Instrument	20261608

Lender

Name	ROYAL UNITED MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIMPSON MS
Recording Date	Dec 29, 2020
Property Address	705 MAIN ST N, MENDENHALL, MS 39114-3317
Document Number	002433/428
Book / Page	2433 / 428
Instrument Date	Dec 18, 2020
Instrument	202005595
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 MAIN ST N, MENDENHALL, MS 39114-3317

Tax Assessment & Valuation

The 2025 property tax bill for 705 Main St N was $1,013 with a homeowner's exemption, up 12.1% from the year before.

Source: Simpson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Simpson County
Municipality	Mendenhall City
Unified School District	Simpson County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,013.00 (+12.06%) Homeowner's exemption	$9,094 (+8.65%)	$90,940 (+8.65%) Land $12,960 Building $77,980
2024	$904.00 (+7.36%) Homeowner's exemption	$8,370 (+2.52%)	$83,700 (+2.52%) Land $12,960 Building $70,740
2023	$842.00 (-0.36%) Homeowner's exemption	$8,164 (-)	$81,640 (-) Land $12,960 Building $68,680
2022	$845.00 Homeowner's exemption	$8,164	$81,640 Land $12,960 Building $68,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Main St N in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	13 (1979–2019)
Most Recent Claim	Feb 2019 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Feb 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Main St N is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MENDENHALL serves 2,500 people · EPA ID MS0640007
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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