Dorchester County property record for 705 Locust St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,027 sqft · built 1920 |
| Lot Size | 0.289 acres (12,575 sqft) |
| Owner | Individual Name on File |
| Last Sale | $96,000 (Aug 2002) |
| Tax Bill | $2,436 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-131143 |
| Primary APN | 07-131143 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,027 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,575 sqft (0.289 acres) |
| Porch | Slab |
| Porch Area | 476 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 131143 |
|---|---|
| Street Address | 705 LOCUST ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 12,575 SQ. FT. 705 LOCUST STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 970400 |
705 Locust St is owned and occupied by an individual who bought it in August 2002.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 LOCUST ST, CAMBRIDGE, MD 21613-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2002 · Amount on File |
| Deed Sale | Aug 1, 2002 · Amount on File |
| Deed Document Number | 200266 |
| Deed Book / Page | 490 / 163 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 705 Locust St was $2,436, down 0.6% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,436.00 (-0.61%) | $130,400 Land $30,900 Building $99,500 | $130,400 Land $30,900 Building $99,500 |
| 2025 | $2,451.00 | ||
| 2023 | $2,100.00 | $113,633 | $130,500 Land $30,900 Building $99,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 Locust St in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 78 units insured incl. 50 condo units |
| Nearby Flood Claims | 27 (1985–2024) |
| Claims Outside the SFHA | 7 of 27 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
5G (outdoors only) and 4G LTE
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