Avery County property record for 705 Lakeview Nursery Ln, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 3,838 sqft · built 1985 |
| Lot Size | 3.99 acres (173,804 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $71,000 (Sep 1998) |
| Tax Bill | $2,653 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 35730 |
| Primary APN | 35730 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,838 sqft Heated Area |
| Basement Area | 2,634 sqft |
| Unfinished Basement | 2,634 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood Shingle |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 173,804 sqft (3.99 acres) |
| Garage Type | Detached |
| Garage Area | 722 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Area | 540 sqft |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 272 sqft |
| Deck Area | 674 sqft |
| Patio Area | 674 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 35730 |
|---|---|
| Street Address | 705 LAKEVIEW NURSERY LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:7 CITY/MUNI/TWP:TOE RIVER |
| Jurisdiction | AVERY NC |
| Township / Civil Division | INGALLS |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 930400 |
Source: Avery County records, as of December 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 342, SPRUCE PINE, NC 28777-0342 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Mar 10, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 1998 · Amount on Record |
| Deed Sale | Sep 10, 1998 · Amount on Record |
| Deed Document Number | 0000310453 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 705 LAKEVIEW NURSERY LN, SPRUCE PINE, NC 28777 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 705 LAKEVIEW NURSERY LN, SPRUCE PINE, NC 28777 |
| Document Number | 0000004054 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 592/1144 |
| Instrument | 2023004054 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 705 LAKEVIEW NURSERY LN, SPRUCE PINE, NC 28777 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 705 LAKEVIEW NURSERY LN, SPRUCE PINE, NC 28777 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000950 |
|---|---|
| Date | Mar 10, 2023 |
| Book Page | 586/1562 |
| Instrument | 2023000950 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jan 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,653.00 | $663,300 (-) Land $37,900 Building $625,400 | $663,300 (-) Land $37,900 Building $625,400 |
| 2023 | $2,653.00 | $663,300 (-) Land $37,900 Building $625,400 | $663,300 (-) Land $37,900 Building $625,400 |
| 2022 | $2,653.00 | $663,300 Land $37,900 Building $625,400 | $663,300 Land $37,900 Building $625,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2008–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
No cell data coverage reported
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