705 Lake St, Salisbury, MD 21801 Property Records

Wicomico County property record for 705 Lake St, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	1 ba · 909 sqft · built 1933
Lot Size	0.21 acres (9,163 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Nov 2019)
Tax Bill	$692 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-051465`

Property Details

APN / Parcel Number

Primary APN	`09-051465`
Alternative APN	`051465`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	909 sqft Total Area

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Siding
Roof Material	Metal
Lot Area	9,163 sqft (0.21 acres)
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	051465
Street Address	705 LAKE ST
City	SALISBURY
State	MD
Zip	21801-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	BL 9 L 14-9,163 SQFT 705 LAKE ST CITY OF SALIS
Legal Subdivision	EDGEVIEW REALTY COMPANY
Legal Block	9
Legal Lot Number	14
Jurisdiction	WICOMICO MD
Township / Civil Division	9, SALISBURY
Census Block Group	1
Census Block	1001
Census Tract	300

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	39668 KITTIWAKE DR, BETHANY BEACH, DE 19930-3468
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 8, 2019	Deed, Transfer · Line of Credit HEBRON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Prior Sale	Jan 5, 2010 · Amount on Record
Deed Book / Page	4553 / 194
Prior Transfer Date	Feb 8, 2012
Prior Transfer Doc	0035070396
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Recording Date	Aug 24, 2026
Property Address	705 LAKE ST, SALISBURY, MD 21801-3513
Document Number	5768000364
Book / Page	5768 / 364
Instrument Date	Aug 17, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	HARVEST TITLE ESCROW LLC, HARVEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	39668 KITTIWAKE DR, BETHANY BEACH, DE 19930-3468

Mortgage

Document Number	5768000364,
Date	Aug 24, 2026
Book Page	5768/364

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Nov 8, 2019
Property Address	705 LAKE ST, SALISBURY, MD 21801-3513
Document Number	0045530194
Book / Page	4553 / 194
Map Reference	LB JCK152 FO 530
Instrument Date	Nov 1, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MID ATLANTIC T&E CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 TULIP DR, GAITHERSBURG, MD 20877-2029

Mortgage

Document Number	0004553203
Date	Nov 8, 2019
Instrument	4553/203

Lender

Name	HEBRON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,500 (+5.86%)	$83,900 (-) Land $11,000 Building $72,900
2025	$692.00 (+19.93%)	$75,100 (+29.78%)	$83,900 (+18.67%) Land $11,000 Building $72,900
2023	$577.00	$57,867	$70,700 Land $11,000 Building $59,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2012–2016)
Most Recent Claim	Sep 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Simple Fiber, T-Mobile.

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