705 la Mirada Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 705 la Mirada Ave, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,408 sqft · built 1959
Lot Size0.214 acres (9,300 sqft)
Owner2 Individual Names on Record
Last Sale$735,000 (May 2006)
Tax Bill$11,998 (2025)
Deeds & MortgagesMay 2022 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN256-162-20-00

Property Details

APN / Parcel Number

Primary APN256-162-20-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,408 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area9,300 sqft (0.214 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address705 LA MIRADA AVE
CityENCINITAS
StateCA
Zip92024-2329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionBLK E LOT 20 TR 002118
Legal SubdivisionAVOCADO ACRES
Legal Tract002118
Legal BlockE
Legal Lot Number20
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2006
Census Tract17603

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address705 LA MIRADA AVE, ENCINITAS, CA 92024-2329
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Apr 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2006 · Amount on Record
Deed SaleMay 25, 2006 · Amount on Record
Prior SaleJan 27, 1999 · Amount on Record
Deed Document Number2006372973
Prior Transfer DateAug 19, 2003
Prior Transfer Doc0001223998
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address705 LA MIRADA AVE, ENCINITAS, CA 92024-2329
Transaction TypeMortgage
Record UpdatedMay 27, 2022
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 LA MIRADA AVE, ENCINITAS, CA 92024-2329

Mortgage

Document Number0000217975
DateMay 20, 2022
Instrument2022-0217975
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address705 LA MIRADA AVE, ENCINITAS, CA 92024-2329
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000216025
DateApr 28, 2020
Instrument2020-0216025
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,042,015 (+2%) Land $919,977 Building $122,038
2025$11,998.00 (+7.99%) Homeowner's exemption$1,021,585 (+4.04%) Land $901,939 Building $119,646
2023$11,110.00 (+1.11%) Homeowner's exemption$981,916 Land $866,916 Building $115,000
2022$10,988.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ting
Fiber
2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Spectrum.

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