Charleston County property record for 705 Kirk Ct, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,762 sqft · built 1981 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $757,500 (Jun 2018) |
| Tax Bill | $3,626 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 535-14-00-082 |
| Primary APN | 535-14-00-082 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,762 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Upper Floors Area | 1,482 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 592 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 266 sqft |
| Deck Area | 428 sqft |
| Patio Area | 428 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 705 KIRK CT |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-3609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -CREEKSIDE PARK DESCRIPTION -LT 25 BLK E |
| Legal Subdivision | CREEKSIDE PARK |
| Legal Block | E |
| Legal Lot Number | 25 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 4607 |
Source: Charleston County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 705 KIRK CT, MOUNT PLEASANT, SC 29464-3609 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 29, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Mar 24, 2020 | Deed of Trust, Mortgage TRUIST BK |
| Jun 18, 2018 | Grant Deed, Transfer SOUTH ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2018 · Amount on Record |
| Deed Sale | Jun 18, 2018 · Amount on Record |
| Prior Sale | Sep 6, 2006 · Amount on Record |
| Deed Book / Page | 726 / 400 |
| Prior Transfer Date | Nov 12, 2016 |
| Prior Transfer Doc | 06110416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 705 KIRK CT, MOUNT PLEASANT, SC 29464-3609 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 705 KIRK CT, MOUNT PLEASANT, SC 29464-3609 |
| Document Number | 0010720748 |
|---|---|
| Date | Jan 29, 2022 |
| Book Page | 1072/748 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 705 KIRK CT, MOUNT PLEASANT, SC 29464-3609 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 09560910 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 956/910 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 705 KIRK CT, MOUNT PLEASANT, SC 29464-3609 |
| Document Number | 0871/0058 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 705 KIRK CT MOUNT PLEASANT SC 294643609, MOUNT PLEASANT, SC 29464-3609 |
| Document Number | 0871/0058 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 000871/000058 |
| Name | TRUIST BK |
|---|---|
| Address | RICHMOND, VA 23224 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 18, 2018 |
| Property Address | 705 KIRK CT, MOUNT PLEASANT, SC 29464-3609 |
| Document Number | 0726/0400 |
| Book / Page | 000726 / 000400 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $757.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 705 KIRK CT MOUNT PLEASANT SC 294643609, MOUNT PLEASANT, SC 29464-3609 |
| Document Number | 726/0403 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 000726/000403 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | N CHARLESTON, SC 29406 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,626.00 (+12.75%) | $962,550 (+2,775%) Land $306,482 Building $656,068 | $1,343,800 (+77.52%) Land $395,500 Building $948,300 |
| 2024 | $3,216.00 (+18.41%) | $33,480 (+10.57%) | |
| 2022 | $2,716.00 | $30,280 | $757,000 (-9.56%) Land $226,733 Building $530,267 |
| 2020 | $837,000 Land $266,506 Building $570,494 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 177 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 177 in force |
| Nearby Flood Claims | 89 (1982–2025) |
| Claims Outside the SFHA | 36 of 89 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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