705 Kingston Cir, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 705 Kingston Cir, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,680 sqft · built 2014
Lot Size	0.268 acres (11,693 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jun 2023)
Tax Bill	$5,762 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`884732188006`

Property Details

APN / Parcel Number

Primary APN	`884732188006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	480 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Flooring	Vinyl Sheet/Linoleum
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Shingles
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,693 sqft (0.268 acres)
Lot Dimensions	144 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	552 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	705 KINGSTON CIR
City	SERGEANT BLUFF
State	IA
Zip	51054-8735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF SERGEANT BLUFF LOT 6 KINGSTON MEADOWS FIRST
Legal Range	47W
Legal Township	88N
Legal Section	32
Legal Subdivision	KINGSTON MEADOWS FIRST
Legal Lot Number	6
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3005
Census Tract	3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 KINGSTON CIR, SERGEANT BLUFF, IA 51054-8735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
Nov 9, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on File
Deed Sale	Jun 26, 2023 · Amount on File
Prior Sale	Dec 15, 2016 · Amount on File
Deed Document Number	20235780
Prior Transfer Date	Jan 2, 2019
Prior Transfer Doc	0000012657
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Jun 26, 2023
Property Address	705 KINGSTON CIR, SERGEANT BLUFF, IA 51054-8735
Document Number	0000005780
Instrument Date	Jun 13, 2023
Instrument	2023-05780
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$631.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 KINGSTON CIR, SERGEANT BLUFF, IA 51054-8735
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005781
Date	Jun 26, 2023
Instrument	2023-05781

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	705 KINGSTON CIR, SERGEANT BLUFF, IA 51054-8735
Document Number	0000005724
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 KINGSTON CIR SERGEANT BLUFF IA 510548735, SERGEANT BLUFF, IA 51054-8735

Mortgage

Document Number	0000005724
Date	Nov 16, 2018
Instrument	5724

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,762.00 (+13.74%)	$433,070 (+27.84%) Land $56,130 Building $376,940	$433,070 (+7.91%) Land $56,130 Building $376,940
2023	$5,066.00 (+18.75%) Homeowner's exemption	$338,770 (+32.81%) Land $42,940 Building $295,830	$401,330 (+26.35%)
2022	$4,266.00 (+10.35%) Homeowner's exemption	$255,080 Land $42,940 Building $212,140
2021	$3,866.00		$317,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	300 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: ImOn Communications, Verizon.

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