705 Kessler Rd, Freeburg, IL 62243 Property Records

St. Clair County property record for 705 Kessler Rd, Freeburg, IL 62243

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1925
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Feb 2023)
Tax Bill	$3,047 (2019)
Deeds & Mortgages	Aug 2023 Construction Loan Feb 2023 Sale & Line of Credit + 1 more
APN	`14-19-0-302-015`

Property Details

APN / Parcel Number

Primary APN	`14-19-0-302-015`
Alternative APN	`14190302005`

Interior

Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,644 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	39,640 sqft (0.91 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Shed	1 Shed
Shed Area	26,400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Old Parcel Number	14190302005
Street Address	705 KESSLER RD
City	FREEBURG
State	IL
Zip	62243-1075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MUDD, E H, & JOHN SERTH A. P. LOT/SEC-1 LT 1 & PT LT 13 EH MUDD & JOHN SERTH AP #3 A02774814
Legal Subdivision	SERTH A P
Legal Lot Number	1-13
Jurisdiction	ST CLAIR IL
Township / Civil Division	FREEBURG
Census Block Group	1
Census Block	1042
Census Tract	503905

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	705 KESSLER RD, FREEBURG, IL 62243-1075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF WATERLOO
Feb 28, 2023	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF WATERLOO
Feb 28, 2023	Re-recorded Document FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Deed Document Number	A02774814
Record Updated	Jun 7, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	705 KESSLER RD, FREEBURG, IL 62243-1075
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02790581
Date	Aug 29, 2023
Instrument	A02790581

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Bank
Address	62296

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 28, 2023
Property Address	705 KESSLER RD, FREEBURG, IL 62243-1075
Document Number	0A02774814
Map Reference	MB 47 PG 25
Instrument Date	Feb 24, 2023
Instrument	A02774814
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 S WALNUT ST, FREEBURG, IL 62243-1353

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	705 KESSLER RD, FREEBURG, IL 62243-1075

Mortgage

Document Number	0A02774815
Date	Feb 28, 2023
Instrument	A02774815

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST CLAIR IL
Recording Date	Feb 28, 2023
Property Address	705 KESSLER RD, FREEBURG, IL 62243-1075
Document Number	0A02774813
Instrument Date	Dec 28, 1992
Instrument	A02774813
Record Updated	Mar 15, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 KESSLER RD, FREEBURG, IL 62243-1075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 E SOUTH ST, FREEBURG, IL 62243

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Freeburg Township
Municipality	Freeburg Village
Elementary School District	Freeburg Community Consolidated School District 70 (PK - 08)
Secondary School District	Freeburg Community High School District 77 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022		$41,433 Land $10,353 Building $31,080	$124,299 Land $31,059 Building $93,240
2019	$3,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEBURG serves 4,707 people · EPA ID IL1630600
Water Source	Purchased surface water from FSH WATER COMMISSION
Last State Inspection	Apr 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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