Kendall County property record for 705 Juniper St, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,722 sqft · built 2023 |
| Lot Size | 0.263 acres (11,453 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Apr 2023) |
| Tax Bill | $11,245 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21-452-003 |
| Primary APN | 03-21-452-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,722 sqft Living Area |
| Gross Area | 4,314 sqft |
| 1st Floor Area | 2,722 sqft |
| Basement Area | 1,130 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 11,453 sqft (0.263 acres) |
| Lot Dimensions | 123 ft deep x 93 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 705 JUNIPER ST |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 39 ASHCROFT PLACE VILLAGE OF OSWEGO |
| Legal Subdivision | ASHCROFT PLACE |
| Legal Lot Number | 39 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 890107 |
705 Juniper St is owned by two individuals who bought it in April 2023.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 172 LAKESIDE DR, SAINT CHARLES, IL 60174-7940 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 5, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Apr 13, 2022 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| May 23, 2022 | Re-recorded Document ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2023 · Amount on File |
| Deed Sale | Apr 5, 2023 · Amount on File |
| Prior Sale | May 23, 2022 · Amount on File |
| Deed Document Number | 20233660 |
| Prior Transfer Date | Oct 28, 2010 |
| Prior Transfer Doc | 0000020533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 705 JUNIPER ST, OSWEGO, IL 60543-3006 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 705 JUNIPER ST, OSWEGO, IL 60543-3006 |
| Document Number | 0000014551 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 202500014551 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 329 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Apr 5, 2023 |
| Property Address | 705 JUNIPER ST, OSWEGO, IL 60543-3006 |
| Document Number | 0000003660 |
| Map Reference | DOC 200400019250 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 202300003660 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 30, 2023 |
| Title Company | DHI TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1750 E GOLF RD # RD900, RD900, SCHAUMBURG, IL 60173-5835 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 705 JUNIPER ST, OSWEGO, IL 60543-3006 |
| Document Number | 0000003661 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 202300003661 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Apr 13, 2022 |
| Property Address | 705 JUNIPER ST, OSWEGO, IL 60543-3006 |
| Document Number | 0000006732 |
| Map Reference | DOC 200400019250 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 202200006732 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1750 E GOLF RD STE 925, 925, SCHAUMBURG, IL 60173-5067 |
| Investor | Possibly a Property Investor |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | May 23, 2022 |
| Property Address | 705 JUNIPER ST, OSWEGO, IL 60543-3006 |
| Document Number | 0000009003 |
| Map Reference | DOC 200400019250 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 202200009003 |
| Record Updated | May 31, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1750 E GOLF RD STE 925, 925, SCHAUMBURG, IL 60173-5067 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142,541 Land $32,724 Building $109,817 | $427,623 Land $98,172 Building $329,451 | |
| 2024 | $11,245.00 | ||
| 2022 | $10,000 Land $10,000 | $30,000 Land $30,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 705 Juniper St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Juniper St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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