St. Louis County property record for 705 Irving Pl, Duluth, MN 55812
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,478 sqft · built 1913 |
| Lot Size | 0.292 acres (12,719 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Oct 2017) |
| Tax Bill | $11,464 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0590-01640 |
| Primary APN | 010-0590-01640 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,478 sqft Gross Area |
| 1st Floor Area | 1,432 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 12,719 sqft (0.292 acres) |
| Garage Area | 982 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 466 sqft |
| Deck Area | 144 sqft |
| Patio Area | 143 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 1040710 |
|---|---|
| Street Address | 705 IRVING PL |
| City | DULUTH |
| State | MN |
| Zip | 55812-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 14 15 AND 16 SERIAL # |
| Legal Subdivision | CLOVER HILL DIVISION |
| Legal Block | 15 |
| Legal Lot Number | 14-15 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1000 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 IRVING PL, DULUTH, MN 55812-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Aug 17, 2023 | Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE |
| Sep 8, 2020 | Deed of Trust, Construction Loan · Construction Mortgage NATIONAL BK/COMMERCE |
| Oct 31, 2017 | Grant Deed, Transfer · Conventional Mortgage REPUBLIC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on Record |
| Deed Sale | Oct 31, 2017 · Amount on Record |
| Prior Sale | Jun 26, 2006 · Amount on Record |
| Deed Document Number | 20171321117 |
| Prior Transfer Date | Aug 22, 2016 |
| Prior Transfer Doc | 00A1292206 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 705 IRVING PL, DULUTH, MN 55812-1419 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | RESULTS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001420168 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 1420168 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 705 IRVING PL, DULUTH, MN 55812-1419 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001472181 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 1472181 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 8, 2020 |
| Property Address | 705 IRVING PL, DULUTH, MN 55812-1419 |
| Document Number | 00A1389665 |
| Instrument Date | Aug 20, 2020 |
| Instrument | A1389665 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 21, 2020 |
| Title Company | RESULTS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 705 IRVING PL DULUTH MN 558121419, DULUTH, MN 55812-1419 |
| Document Number | 00A1389665 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | A1389665 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 7, 2021 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 31, 2017 |
| Property Address | 705 IRVING PL, DULUTH, MN 55812-1419 |
| Document Number | 00A1321117 |
| Instrument Date | Oct 30, 2017 |
| Instrument | A1321117 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,534.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 705 IRVING PL DULUTH MN 558121419, DULUTH, MN 55812-1419 |
| Document Number | A1321118 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | A1321118 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 30, 2037 |
| Document Number | A1321119, |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | A1321119 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 30, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,464.00 (+2.38%) Homeowner's exemption | ||
| 2025 | $11,198.00 (+0.92%) Homeowner's exemption | $790,800 (+4.03%) Land $102,200 Building $688,600 | $790,800 (+4.03%) Land $102,200 Building $688,600 |
| 2024 | $11,096.00 | $760,200 (+17.53%) Land $59,500 Building $700,700 | $760,200 (+17.53%) Land $59,500 Building $700,700 |
| 2022 | $646,800 Land $52,200 Building $594,600 | $646,800 Land $52,200 Building $594,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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