705 Insight Ave, O Fallon, IL 62269 Property Records

St. Clair County property record for 705 Insight Ave, O Fallon, IL 62269

Property Summary

Property TypeCommercial
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Last Sale$289,500 (Nov 2021)
Tax Bill$25,442 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Nov 2021 Sale
APN04-30-0-303-096

Property Details

APN / Parcel Number

Primary APN04-30-0-303-096

Interior

Units2 Units

Exterior

Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address705 INSIGHT AVE
CityO FALLON
StateIL
Zip62269-2146
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionINSIGHT PROFESSIONAL PARK LOT 1 A02725560
Legal SubdivisionINSIGHT PROFESSIONAL PARK
Legal Lot Number1
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group3
Census Block3027
Census Tract504354

Owner

705 Insight Ave, a commercial property, is owned by a company that bought it in November 2021.

Source: St. Clair County records, as of September 21, 2026

Owner of RecordCompany Name on File
Mailing Address705 INSIGHT AVE, O FALLON, IL 62269-2146
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2022Deed of Trust, Mortgage · Line of Credit
FIRST BANKERS TRUST CO NA
Nov 12, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2021 · Amount on File
Deed SaleNov 12, 2021 · Amount on File
Prior SaleMar 3, 2020 · Amount on File
Deed Document Number20212725560
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address705 INSIGHT AVE, O FALLON, IL 62269-2146
Transaction TypeMortgage
Record UpdatedAug 24, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02735800
DateFeb 7, 2022
InstrumentA02735800
Lender
NameFIRST BANKERS TRUST CO NA
TypeBank
AddressQUINCY, IL 62301
Agreement
TypeLine of Credit
AmountAmount on Record

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateNov 12, 2021
Property Address705 INSIGHT AVE, O FALLON, IL 62269-2146
Document Number0A02725560
Map ReferenceDOC A02639302
Instrument DateNov 9, 2021
InstrumentA02725560
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
Tax$434.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5023 N ILLINOIS ST, FAIRVIEW HEIGHTS, IL 62208-3453

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 INSIGHT AVE, O FALLON, IL 62269-2146

Tax Assessment & Valuation

The 2025 property tax bill for 705 Insight Ave was $25,442.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,442.00$328,209 Land $13,285 Building $314,924$984,627 Land $39,855 Building $944,772
2022$31,083 Land $9,889 Building $21,194$93,249 Land $29,667 Building $63,582

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 705 Insight Ave; there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims4 (1979–2013)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Insight Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: ClearWave, Wisper ISP.

Nearby Properties on Insight Ave

Nearby Streets

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