705 Independence St, Columbia, MO 65203 Property Records

Boone County property record for 705 Independence St, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1952
Lot Size	0.216 acres (9,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,852 (May 2024)
Tax Bill	$1,221 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-314-00-04-018-00`

Property Details

APN / Parcel Number

Primary APN	`16-314-00-04-018-00`
Alternative APN	`16-314-00-04-018.00 01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Other
Exterior Material	Other
Lot Area	9,450 sqft (0.216 acres)
Lot Dimensions	150 ft deep x 63 ft wide
Porch	Slab
Deck Area	320 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	705 INDEPENDENCE ST
City	COLUMBIA
State	MO
Zip	65203-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NORTHWEST HIGHLAND SD LOT 52
Legal Range	13W
Legal Township	48N
Legal Section	11
Legal Subdivision	NORTHWEST HIGHLAND SD
Legal Lot Number	52
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	1
Census Block	1011
Census Tract	700

Owner

Source: Boone County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 INDEPENDENCE ST, COLUMBIA, MO 65203-2440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
May 13, 2024	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Oct 2, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	20246870
Deed Book / Page	5866 / 5
Prior Transfer Date	Jan 25, 2006
Prior Transfer Doc	0000002862
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	705 INDEPENDENCE ST, COLUMBIA, MO 65203-2440
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 INDEPENDENCE ST, COLUMBIA, MO 65203-2440

Mortgage

Document Number	0000020853
Date	Nov 25, 2025
Book Page	6079/50
Instrument	2025020853

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	May 13, 2024
Property Address	705 INDEPENDENCE ST, COLUMBIA, MO 65203-2440
Document Number	0000006870
Book / Page	5866 / 5
Map Reference	MB 4 PG 6
Instrument Date	May 13, 2024
Instrument	2024006870
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 INDEPENDENCE ST, COLUMBIA, MO 65203-2440

Mortgage

Document Number	0000006871
Date	May 13, 2024
Instrument	2024006871

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Oct 2, 2020
Property Address	705 INDEPENDENCE ST, COLUMBIA, MO 65203-2440
Document Number	2020024267
Book / Page	5278 / 64
Map Reference	MB 4 PG 6
Instrument Date	Oct 1, 2020
Instrument	2020024267
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 INDEPENDENCE ST, COLUMBIA, MO 65203-2440

Mortgage

Document Number	2020024268
Date	Oct 2, 2020
Instrument	2020024268

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,658 (-) Land $2,204 Building $16,454
2025	$1,221.00 (+12.02%)	$18,658 (+14.45%) Land $2,204 Building $16,454	$98,200 (+14.45%) Land $11,600 Building $86,600
2023	$1,090.00 (+8.13%)	$16,302 Land $2,204 Building $14,098	$85,800 Land $11,600 Building $74,200
2022	$1,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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