705 Horn Ln, Eugene, OR 97404 Property Records

Lane County property record for 705 Horn Ln, Eugene, OR 97404

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,252 sqft · built 1930
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,651 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-04-23-11-04301-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-23-11-04301-000`
Alternative APN	`1473915`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,252 sqft Finished Area
1st Floor Area	1,916 sqft
Attic Area	336 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	152 ft deep x 91 ft wide
Garage Type	Detached
Garage Area	984 sqft
Driveway	Driveway
Driveway Area	1,500 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1473915
Street Address	705 HORN LN
City	EUGENE
State	OR
Zip	97404-2977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:MISSION PLAT SEC/TWN/RNG/MER:SEC 23 TWN 17 RNG 04
Legal Range	04W
Legal Township	17S
Legal Section	23
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	MISSION PLAT
Legal Lot Number	4301
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	3
Census Block	3035
Census Tract	2800

Owner

705 Horn Ln is owned and occupied by two individuals who acquired it in November 2011.

Source: Lane County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	705 HORN LN, EUGENE, OR 97404-2977
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CU
Oct 15, 2018	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Aug 20, 2018	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 7, 2018	Trustee's Deed, Construction Loan · Line of Credit SELCO CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2011
Deed Sale	Nov 18, 2011
Prior Sale	Jan 6, 2010
Deed Document Number	2011-052755
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	705 HORN LN, EUGENE, OR 97404-2977
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008531
Date	Feb 23, 2022
Instrument	2022-008531

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	705 HORN LN, EUGENE, OR 97404-2977
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048180
Date	Oct 15, 2018
Instrument	2018-048180

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	705 HORN LN, EUGENE, OR 97404-2977
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038846
Date	Aug 20, 2018
Instrument	2018-038846

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	705 HORN LN, EUGENE, OR 97404-2977
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002405
Date	Jan 13, 2021
Instrument	2021-002405

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LANE OR
Recording Date	Nov 7, 2018
Property Address	705 HORN LN, EUGENE, OR 97404-2977
Instrument Date	Nov 6, 2018
Instrument	51998
Transaction Type	Construction Loan
Record Updated	Nov 16, 2018
Title Company	EVERGREEN LAND TITLE COMPANY, EVERGREEN LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	705 HORN LN EUGENE OR 974042977, EUGENE, OR 97404-2977

Mortgage

Document Number	0000051998
Date	Nov 7, 2018
Instrument	51998

Lender

Name	SELCO CMNTY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 6, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 705 Horn Ln was $5,651.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,651.00	$290,070	$620,335 Land $140,663 Building $479,672
2023	$5,439.00 (+4.04%)	$273,420 (+3%)	$584,146 (+11.37%) Land $113,178 Building $470,968
2022	$5,228.00	$265,457	$524,529 Land $115,453 Building $409,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Horn Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Horn Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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