705 Holiday Dr, Effingham, IL 62401 Property Records

Effingham County property record for 705 Holiday Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,106 sqft · built 1975
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2018)
Tax Bill	$4,014 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-130-008`

Property Details

APN / Parcel Number

Primary APN	`03-16-130-008`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,106 sqft Base Area
1st Floor Area	1,106 sqft
Basement Area	192 sqft
Unfinished Basement	914 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	705 HOLIDAY DR
City	EFFINGHAM
State	IL
Zip	62401-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 SCHAFER PLACE SUB 33396/257 2510/182 1412/154 909/289
Legal Subdivision	SCHAFER PLACE SUBDIVISION
Legal Lot Number	8
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2003
Census Tract	950700

Owner

705 Holiday Dr is owned and occupied by an individual who bought it in July 2018.

Source: Effingham County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	705 HOLIDAY DR, EFFINGHAM, IL 62401-2139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
Jul 5, 2018	Warranty Deed, Transfer · Conventional Mortgage TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2018 · Amount on File
Deed Sale	Jul 5, 2018 · Amount on File
Prior Sale	Apr 15, 2009
Deed Document Number	20181802715
Deed Book / Page	3396 / 257
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	705 HOLIDAY DR, EFFINGHAM, IL 62401-2139
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202525003358
Date	Sep 17, 2025
Instrument	202525003358

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	300 SUR WOODS DR, EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 23, 2035

Interest

Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 5, 2018
Property Address	705 HOLIDAY DR, EFFINGHAM, IL 62401-2139
Document Number	3396/257
Book / Page	3396 / 257
Map Reference	MB 8 PG 80
Instrument Date	Jun 29, 2018
Instrument	201801802715
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 HOLIDAY DR, EFFINGHAM, IL 62401-2139

Mortgage

Document Number	201801802716
Date	Jul 5, 2018
Instrument	201801802716

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 705 Holiday Dr was $4,014 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,014.00	$77,160 Land $13,300 Building $63,860	$231,480 Land $39,900 Building $191,580
2022	$3,915.00 Homeowner's exemption	$58,490 Land $10,080 Building $48,410	$175,470 Land $30,240 Building $145,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 Holiday Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Holiday Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

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