St. Louis County property record for 705 High St, Duluth, MN 55805
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,056 sqft · built 1926 |
| Lot Size | 0.11 acres (4,798 sqft) |
| Owner | Individual Name on File |
| Last Sale | $256,900 (Aug 2024) |
| Tax Bill | $3,342 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2270-02500 |
| Primary APN | 010-2270-02500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,056 sqft Gross Area |
| 1st Floor Area | 528 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,798 sqft (0.11 acres) |
| Garage Area | 336 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 60 sqft |
| Deck Area | 30 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1169342 |
|---|---|
| Street Address | 705 HIGH ST |
| City | DULUTH |
| State | MN |
| Zip | 55805-1136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EASTERLY 80 FEET OF LOTS 1, 2, 3 AND 4,BLOCK 7 SERIAL # |
| Legal Subdivision | HOMEWOOD ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 1-3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 900 |
Source: St. Louis County records · APN 010-2270-02500
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 HIGH ST, DULUTH, MN 55805-1136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Jun 02, 2017 | Warranty Deed, Transfer · FHA Mortgage US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 02, 2024 · Amount on Record |
| Deed Sale | Aug 02, 2024 · Amount on Record |
| Prior Sale | Jun 02, 2017 · Amount on Record |
| Deed Document Number | 20241081670 |
| Prior Transfer Date | Dec 02, 2005 |
| Prior Transfer Doc | 0000813554 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 705 HIGH ST, DULUTH, MN 55805-1136 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | CONSOLIDATED TITLE COMPANY, CONSOLIDATED TTL & ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0001044906 |
|---|---|
| Date | Aug 09, 2021 |
| Instrument | 1044906 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 02, 2017 |
| Property Address | 705 HIGH ST, DULUTH, MN 55805-1136 |
| Document Number | 000T985501 |
| Instrument Date | May 19, 2017 |
| Instrument | T985501 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $544.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 705 HIGH ST DULUTH MN 558051136, DULUTH, MN 55805-1136 |
| Document Number | T985502 |
|---|---|
| Date | Jun 02, 2017 |
| Instrument | T985502 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,342.00 (+25.92%) | ||
| 2025 | $2,654.00 (-3.28%) Homeowner's exemption | $282,100 (+30.18%) Land $78,200 Building $203,900 | $282,100 (+30.18%) Land $78,200 Building $203,900 |
| 2024 | $2,744.00 | $216,700 (+11.59%) Land $51,400 Building $165,300 | $216,700 (+11.59%) Land $51,400 Building $165,300 |
| 2022 | $194,200 Land $47,800 Building $146,400 | $194,200 Land $47,800 Building $146,400 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 367 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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