705 Hermosa Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 705 Hermosa Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,847 sqft · built 1915
Lot Size	0.424 acres (18,469 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jul 2026)
Tax Bill	$5,192 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`180-0A81-0061-00`

Property Details

APN / Parcel Number

Primary APN	`180-0A81-0061-00`
Alternative APN	`0084457`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,847 sqft Living Area
Gross Area	4,080 sqft
1st Floor Area	1,415 sqft
2nd Floor Area	1,053 sqft
Attic	Attic
Attic Area	379 sqft
Basement Area	1,233 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	18,469 sqft (0.424 acres)
Lot Dimensions	187 ft deep x 283 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	705 HERMOSA AVE
City	CINCINNATI
State	OH
Zip	45238-4917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	705 HERMOSA AVE 95 X 187.60 NWC CARNATION & HERMOSA
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	9902

Owner

705 Hermosa Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Hamilton County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 HERMOSA AVE, CINCINNATI, OH 45238-4917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage LIBERTY MORTGAGE CORPORATION
Dec 8, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 7, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 8, 2020	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Jan 24, 2014 · Amount on File
Deed Document Number	202654181
Deed Book / Page	15700 / 2044
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 6, 2026
Property Address	705 HERMOSA AVE, CINCINNATI, OH 45238-4917
Document Number	0000054181
Book / Page	15700 / 2044
Instrument Date	Jun 30, 2026
Instrument	202654181
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	705 HERMOSA AVE, CINCINNATI, OH 45238-4917

Mortgage

Document Number	0000054182,
Date	Jul 6, 2026
Instrument	202654182

Lender

Name	LIBERTY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	705 HERMOSA AVE, CINCINNATI, OH 45238-4917
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 HERMOSA AVE, CINCINNATI, OH 45238-4917

Mortgage

Document Number	0000147164
Date	Dec 8, 2021
Book Page	14559/192
Instrument	2021-0147164

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	705 HERMOSA AVE, CINCINNATI, OH 45238-4917
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 HERMOSA AVE, CINCINNATI, OH 45238-4917

Mortgage

Document Number	0000147064
Date	Dec 7, 2021
Book Page	14558/3147
Instrument	2021-0147064

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Nov 28, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	705 HERMOSA AVE, CINCINNATI, OH 45238-4917
Document Number	0000049715
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 HERMOSA AVE CINCINNATI OH 452384917, CINCINNATI, OH 45238-4917

Mortgage

Document Number	0000049715
Date	May 28, 2020
Book Page	014177/000461
Instrument	49715

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 705 Hermosa Ave was $5,192, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,192.00 (+3%)	$82,943 (-) Land $8,890 Building $74,053	$236,980 Land $25,400 Building $211,580
2024	$5,041.00 (-2.12%)	$82,943 (-) Land $8,890 Building $74,053
2023	$5,150.00 (+39.19%)	$82,943 (+56.31%) Land $8,890 Building $74,053	$236,980 Land $25,400 Building $211,580
2022	$3,700.00 Homeowner's exemption	$53,064 Land $8,831 Building $44,233
2020			$151,610 Land $25,230 Building $126,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 705 Hermosa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 705 Hermosa Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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