Polk County property record for 705 Heritage Dr NE, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,433 sqft · built 2002 |
| Lot Size | 0.381 acres (16,605 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Jan 2018) |
| Tax Bill | $3,497 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-13-532311-000650 |
| Primary APN | 26-28-13-532311-000650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,433 sqft Living Area |
| Gross Area | 3,217 sqft |
| 1st Floor Area | 2,433 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 16,605 sqft (0.381 acres) |
| Lot Dimensions | 153 ft deep x 110 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 384 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 669 sqft |
| Street Address | 705 HERITAGE DR NE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-5718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | HAMILTON POINTE PB 90 PG 20 & 21 LOT 65 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 13 |
| Legal Subdivision | HAMILTON POINTE |
| Legal Tract | 532311 |
| Legal Block | 2 |
| Legal Lot Number | 65 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 12802 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 HERITAGE DR NE, WINTER HAVEN, FL 33881-5718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jan 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2018 · Amount on Record |
| Deed Sale | Jan 31, 2018 · Amount on Record |
| Prior Sale | Jun 2, 2016 · Amount on Record |
| Deed Document Number | 201823506 |
| Deed Book / Page | 10383 / 1927 |
| Last Transfer Date | Jan 25, 2022 |
| Transfer Doc | 0000027444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 31, 2022 |
| Property Address | 705 HERITAGE DR NE, WINTER HAVEN, FL 33881-5718 |
| Document Number | 0000027444 |
| Book / Page | 12097 / 45 |
| Map Reference | MB 90 PG 20 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 2022027444 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 705 HERITAGE DR NE, WINTER HAVEN, FL 33881-5718 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 31, 2018 |
| Property Address | 705 HERITAGE DR NE, WINTER HAVEN, FL 33881-5718 |
| Document Number | 0103831927 |
| Book / Page | 010383 / 001927 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 23506 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 TURTLE LN FL 338815718, FL 33881-5718 |
| Document Number | 103831929 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 010383/001929 |
| Instrument | 23507 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,694 (+2.7%) | $372,682 (+0.57%) Land $48,000 Building $324,682 | |
| 2025 | $3,497.00 (+6.07%) Homeowner's exemption | $230,471 (+5.99%) | $370,556 (-6.96%) Land $48,000 Building $322,556 |
| 2023 | $3,297.00 (+2.93%) Homeowner's exemption | $217,452 (+3%) | $398,264 (+6.87%) Land $46,000 Building $352,264 |
| 2022 | $3,203.00 Homeowner's exemption | $211,118 | $372,665 Land $38,000 Building $334,665 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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