705 Harper Ave, Cary, IL 60013 Property Records

McHenry County property record for 705 Harper Ave, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Lot Size	0.098 acres (4,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Mar 2023)
Tax Bill	$9,595 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`19-14-429-013`

Property Details

APN / Parcel Number

Primary APN	`19-14-429-013`

Exterior

Lot Area	4,305 sqft (0.098 acres)

Location & Zoning

Street Address	705 HARPER AVE
City	CARY
State	IL
Zip	60013-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0006934 LT 7 HARPER POINTE MEMO: MURRAY, KEVIN J/GOODMAN, HELEN T
Legal Subdivision	HARPER POINTE
Legal Lot Number	7
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3000
Census Tract	871312

Owner

Source: McHenry County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	713 CONCORD LN, BARRINGTON, IL 60010-4510
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 5, 2022	Deed of Trust, Mortgage · Construction Mortgage PRAIRIE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 30, 2023
Property Address	705 HARPER AVE, CARY, IL 60013-3240
Document Number	0000006934
Map Reference	DOC 2018R0020914
Instrument Date	Mar 22, 2023
Instrument	2023R0006934
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 HARPER AVE, CARY, IL 60013-3240

Mortgage

Document Number	0000006936
Date	Mar 30, 2023
Instrument	2023R0006936

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	4.62%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	705 HARPER AVE, CARY, IL 60013-3240
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023605
Date	Jul 5, 2022
Instrument	2022R0023605

Lender

Name	PRAIRIE COMMUNITY BANK
Type	Bank
Address	MARENGO, IL 60152

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jun 24, 2023

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Min Rate At Change	4.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,595.00	$123,944 (+1,682.08%) Land $8,616 Building $115,328	$371,832 (+1,682.08%) Land $25,848 Building $345,984
2022		$6,955 Land $6,955	$20,865 Land $20,865

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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