705 Harding Ct, Edmond, OK 73013 Property Records

Oklahoma County property record for 705 Harding Ct, Edmond, OK 73013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,015 sqft · built 1972
Lot Size	0.372 acres (16,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Mar 2021)
Tax Bill	$2,857 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3645-18-257-2710`

Property Details

APN / Parcel Number

Primary APN	`3645-18-257-2710`
Alternative APNs	`R182572710` `182572710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,015 sqft Living Area
1st Floor Area	2,015 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,204 sqft (0.372 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Open Porch
Porch Area	207 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R182572710
Street Address	705 HARDING CT
City	EDMOND
State	OK
Zip	73013-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMILING HILL 013 009
Legal Range	03W
Legal Township	13N
Legal Section	12
Legal Subdivision	SMILING HILL
Legal Block	13
Legal Lot Number	9
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHWEST
Census Block Group	1
Census Block	1010
Census Tract	108320

Owner

Source: Oklahoma County records, as of June 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 HARDING CT, EDMOND, OK 73013-6312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Mar 17, 2021	Warranty Deed, Transfer · FHA Mortgage FIRST AMERICAN MORTGAGE INC
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage INTERLINC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on Record
Deed Sale	Mar 17, 2021 · Amount on Record
Deed Document Number	20211044006
Deed Book / Page	14664 / 910
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Recording Date	May 27, 2026
Property Address	705 HARDING CT, EDMOND, OK 73013-6312
Document Number	0000077266
Book / Page	16492 / 1842
Instrument Date	May 14, 2026
Instrument	202677266
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 HARDING CT, EDMOND, OK 73013-6312

Mortgage

Document Number	0000077266,
Date	May 27, 2026
Book Page	16492/1842
Instrument	202677266

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 23, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Mar 17, 2021
Property Address	705 HARDING CT, EDMOND, OK 73013-6312
Document Number	0001044006
Book / Page	14664 / 910
Instrument Date	Mar 5, 2021
Instrument	2021031701044006
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2728 NW 47TH ST, OKLAHOMA CITY, OK 73112-8249

Mortgage

Document Number	0001044007
Date	Mar 17, 2021
Instrument	2021031701044007

Lender

Name	FIRST AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	705 HARDING CT, EDMOND, OK 73013-6312
Document Number	0138171670
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1317 BANNER AVE EDMOND OK 730136344, EDMOND, OK 73013-6344

Mortgage

Document Number	0138171670
Date	Aug 21, 2018
Book Page	013817/001670
Instrument	11148600

Lender

Name	INTERLINC MTG
Type	Mortgage Company
Address	HOUSTON, TX 77064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Edmond City
Unified School District	Edmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,857.00 (+22.67%)	$27,169 (+21.57%) Land $3,003 Building $24,166	$304,000 (+14.72%) Land $33,600 Building $270,400
2023	$2,329.00	$22,349 Land $2,834 Building $19,515	$265,000 Land $33,600 Building $231,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMOND PWA serves 79,408 people · EPA ID OK1020723
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Airosurf Communications Fixed Wireless	1,000 / 250
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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