705 Hancock Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 705 Hancock Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,479 sqft · built 1984
Lot Size	0.293 acres (12,762 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,256 (2025)
Deeds & Mortgages	Jun 2026 Transfer Mar 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-0520-025-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0520-025-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,479 sqft Living Area
1st Floor Area	1,479 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,762 sqft (0.293 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	705 HANCOCK DR
City	FOLSOM
State	CA
Zip	95630-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	RANCHO DIABLO 02, LOT 145
Legal Subdivision	RANCHO DIABLO 02
Legal Lot Number	145
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1007
Census Tract	8402

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	705 HANCOCK DR, FOLSOM, CA 95630-4915
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATELCO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 19, 2026
Transfer Doc	2026000313
Record Updated	Oct 29, 2026

June 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 11, 2026
Property Address	705 HANCOCK DR, FOLSOM, CA 95630-4915
Document Number	2026000313
Book / Page	20260611 / 313
Instrument Date	May 19, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	705 HANCOCK DR, FOLSOM, CA 95630-4915

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	705 HANCOCK DR, FOLSOM, CA 95630-4915
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 HANCOCK DR, FOLSOM, CA 95630-4915

Mortgage

Document Number	0000001653
Date	Mar 2, 2021
Instrument	202103021653

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	705 HANCOCK DR, FOLSOM, CA 95630-4915
Document Number	2008281188
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	705 HANCOCK DR FOLSOM CA 956304915, FOLSOM, CA 95630-4915

Mortgage

Document Number	2008281188
Date	Aug 28, 2020
Instrument	2008281188

Lender

Name	PATELCO FCU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 27, 2035

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$211,013 (+2%) Land $65,238 Building $145,775
2025	$2,256.00 (+2.13%)	$206,876 (+4.04%) Land $63,959 Building $142,917
2024	$2,209.00 (+1.8%)
2023	$2,170.00 (+1.45%)	$198,844 Land $61,476 Building $137,368
2022	$2,139.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Succeed.Net.

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