Shiawassee County property record for 705 Grace St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $19,000 (Dec 2015) |
| Tax Bill | $1,822 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 050-270-000-066-00 |
| Primary APN | 050-270-000-066-00 |
|---|
| Lot Area | 5,227 sqft (0.12 acres) |
|---|
| Street Address | 705 GRACE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 90 GRAND VIEW ADD INC 12 CLOSED ADJ ALLEY |
| Legal Subdivision | GRAND VIEW ADD |
| Legal Lot Number | 90 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 30800 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 GRACE ST, OWOSSO, MI 48867-4336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Commercial Mortgage ROCKET MORTGAGE LLC |
| May 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Apr 9, 2019 | Warranty Deed, Transfer SELECT TITLE COMPANY, SELECT TITLE CO |
| Dec 6, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jan 5, 2017 | Intrafamily Transfer, Transfer MB FINANCIAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2015 · Amount on Record |
| Deed Sale | Dec 15, 2015 · Amount on Record |
| Prior Sale | Apr 1, 2015 · Amount on Record |
| Deed Document Number | 20153280803 |
| Deed Book / Page | 1217 / 553 |
| Prior Transfer Date | Apr 17, 2015 |
| Prior Transfer Doc | 0012100139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 705 GRACE ST, OWOSSO, MI 48867-4336 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 705 GRACE ST, OWOSSO, MI 48867-4336 |
| Document Number | 0012900028 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 1290/28 |
| Instrument | 3353872 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 705 GRACE ST, OWOSSO, MI 48867-4336 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 705 GRACE ST, OWOSSO, MI 48867-4336 |
| Document Number | 0012820109 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 1282/109 |
| Instrument | 3345875 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 9, 2019 |
| Property Address | 705 GRACE ST, OWOSSO, MI 48867-4336 |
| Document Number | 0012560228 |
| Book / Page | 001256 / 000228 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 3319738 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2019 |
| Title Company | SELECT TITLE COMPANY, SELECT TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $675.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 705 GRACE ST OWOSSO MI 488674336, OWOSSO, MI 48867-4336 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 6, 2017 |
| Property Address | 705 GRACE ST, OWOSSO, MI 48867-4336 |
| Document Number | 0012400887 |
| Book / Page | 001240 / 000887 |
| Instrument Date | Dec 6, 2017 |
| Instrument | 3304249 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 781 OWOSSO MI 488670781, OWOSSO, MI 48867-0781 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 5, 2017 |
| Property Address | 705 GRACE ST, OWOSSO, MI 48867-4336 |
| Document Number | 0012290727 |
| Book / Page | 1229 / 0727 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 3293031 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | TITLE SOLUTIONS AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 714 N SAGINAW ST, 714, OWOSSO, MI 48867-1751 |
| Name | Verified Name |
|---|---|
| Address | 714 N SAGINAW ST, OWOSSO, MI 48867-1751 |
| Document Number | 0012290728 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 1229/0728 |
| Instrument | 3293032 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48105 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,400 (+10.45%) | $126,800 (+10.45%) | |
| 2025 | $1,822.00 (+4.89%) Homeowner's exemption | $57,400 (+20.34%) | $114,800 (+20.34%) |
| 2024 | $1,737.00 | ||
| 2023 | $1,737.00 Homeowner's exemption | $47,700 | $95,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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