705 Gibraltar Ln, Lorena, TX 76655 Property Records

McLennan County property record for 705 Gibraltar Ln, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,199 sqft · built 1997
Lot Size	0.514 acres (22,386 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jun 2018)
Tax Bill	$10,279 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-072100-000203-6`

Property Details

APN / Parcel Number

Primary APN	`30-072100-000203-6`
Alternative APNs	`3007210000020360111` `130437`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,199 sqft Living Area
1st Floor Area	3,059 sqft
2nd Floor Area	140 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	22,386 sqft (0.514 acres)
Lot Dimensions	182 ft deep x 123 ft wide
Garage Type	Detached
Garage Area	1,200 sqft
Driveway	Concrete Driveway
Driveway Area	2,900 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	432 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	705 GIBRALTAR LN
City	LORENA
State	TX
Zip	76655-9680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	QUARRY LOT 3 BLOCK 2 ACRES .5139
Legal Subdivision	QUARRY
Legal Block	2
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	3
Census Block	3021
Census Tract	3801

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 GIBRALTAR LN, LORENA, TX 76655-9680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 29, 2020	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Jun 4, 2018	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Prior Sale	May 20, 2008 · Amount on Record
Deed Document Number	201818257
Prior Transfer Date	Jun 1, 2018
Prior Transfer Doc	0000018257
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	705 GIBRALTAR LN, LORENA, TX 76655-9680
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013580
Date	May 10, 2023
Instrument	2023013580

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	705 GIBRALTAR LN, LORENA, TX 76655-9680
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034588
Date	Sep 29, 2020
Instrument	2020034588

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 4, 2018
Property Address	705 GIBRALTAR LN, LORENA, TX 76655-9680
Document Number	0000018257
Map Reference	VOL1865 PG872
Instrument Date	Jun 1, 2018
Instrument	2018018257
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 GIBRALTAR LN, LORENA, TX 76655-9680

Mortgage

Document Number	0000018258
Date	Jun 4, 2018
Instrument	2018018258

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lorena City
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,636 (-7.35%) Land $61,114 Building $504,522	$565,636 (-7.35%) Land $61,114 Building $504,522
2025	$10,279.00 (+11.72%) Homeowner's exemption	$610,510 (+12.06%) Land $55,520 Building $554,990	$610,510 (+12.06%) Land $55,520 Building $554,990
2024	$9,201.00 (+29.08%)
2023		$544,810 Land $55,520 Building $489,290	$544,810 Land $55,520 Building $489,290
2022	$7,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LORENA serves 1,776 people · EPA ID TX1550036
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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