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705 Georgia St, Key West, FL 33040 Property Records

Monroe County property record for 705 Georgia St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,669 sqft · built 1953
Lot Size0.099 acres (4,307 sqft)
Owner2 Individual Names on File
Last Sale$710,000 (Feb 2018)
Tax Bill$16,911 (2024)
Deeds & MortgagesFeb 2022 Transfer
Feb 2018 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN00022600-000000

Property Details

APN / Parcel Number

Primary APN00022600-000000
Alternative APNs
  • 01010100022600000000
  • 1023396

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,669 sqft Living Area
1st Floor Area1,669 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2021
Exterior MaterialOther
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area4,307 sqft (0.099 acres)
PorchOpen Porch
Porch Area76 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1023396
Street Address705 GEORGIA ST
CityKEY WEST
StateFL
Zip33040-7002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW WADDELLS SUBDIVISION PB1-28 PT LOTS 1 AND 3 SQR 2 TR 7 OR53-435 OR1353-1615 OR1636-2004 OR2855-2300 OR2890-870 OR3153-1460
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionJAMES WADDELLS SUBDIVISION
Legal Tract7
Legal Lot Number1,3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1003
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

705 Georgia St is owned and occupied by two individuals who acquired it in February 2022.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address705 GEORGIA ST, KEY WEST, FL 33040-7002
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2022Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Feb 5, 2018Warranty Deed, Transfer
May 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2018 · Amount on File
Deed SaleFeb 5, 2018 · Amount on File
Deed Document Number20182153928
Deed Book / Page2890 / 870
Last Transfer DateFeb 7, 2022
Transfer Doc0031531460
Record UpdatedSep 20, 2026

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateFeb 7, 2022
Property Address705 GEORGIA ST, KEY WEST, FL 33040-7002
Document Number0031531460
Book / Page3153 / 1460
Instrument DateFeb 7, 2022
Instrument2360345
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 GEORGIA ST, KEY WEST, FL 33040-7002

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 5, 2018
Property Address705 GEORGIA ST, KEY WEST, FL 33040-7002
Document Number0028900870
Book / Page002890 / 000870
Instrument DateFeb 2, 2018
Instrument2153928
Transaction TypeTransfer
Record UpdatedFeb 20, 2018

Transaction

AmountAmount on Record
Tax$4,970.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address101 GULFVIEW DR ISLAMORADA FL 330364139, ISLAMORADA, FL 33036-4139

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMay 24, 2017
Property Address705 GEORGIA ST, KEY WEST, FL 33040-7002
Document Number0028552300
Book / Page002855 / 002300
Instrument DateMay 22, 2017
Instrument2124371
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1300 ANGELA ST KEY WEST FL 330407006, KEY WEST, FL 33040-7006

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,007,292 Land $1,218,967 Building $788,325$2,007,292 Land $1,218,967 Building $788,325
2024$16,911.00 (-16.63%)
2023$20,285.00 (+22.55%)$2,370,180 (+13.49%) Land $1,096,304 Building $1,273,876$2,370,180 (+13.49%) Land $1,096,304 Building $1,273,876
2022$16,552.00$2,088,520 Land $801,145 Building $1,287,375$2,088,520 Land $801,145 Building $1,287,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Georgia St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 156 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies167 units insured
incl. 11 condo units
Nearby Flood Claims5 (1998–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 705 Georgia St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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