Missoula County property record for 705 Gary Dr, Missoula, MT 59804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,112 sqft · built 1956 |
| Lot Size | 0.452 acres (19,689 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Jun 2020) |
| Tax Bill | $3,237 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0471746 |
| Primary APN | R0471746 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| Gross Area | 2,224 sqft |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 1,112 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,689 sqft (0.452 acres) |
| View / Lot | Rural |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 92 sqft |
| Deck Area | 20 sqft |
| Lean-To | Lean-To |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0002367303 |
|---|---|
| Street Address | 705 GARY DR |
| City | MISSOULA |
| State | MT |
| Zip | 59804-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | HART ADDITION, S19, T13 N, R19 W, LOT 4 |
| Legal Range | 19W |
| Legal Township | 13N |
| Legal Section | 19 |
| Legal Subdivision | HART ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | LOLO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 901 |
705 Gary Dr is owned and occupied by an individual who bought it in June 2020.
Source: Missoula County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 GARY DR, MISSOULA, MT 59804-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU |
| Oct 26, 2022 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU |
| Jun 15, 2020 | Intrafamily Transfer, Transfer PHYLLIS WARD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2020 · Amount on File |
| Deed Sale | Jun 15, 2020 · Amount on File |
| Deed Document Number | 202011764 |
| Deed Book / Page | 1032 / 594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 705 GARY DR, MISSOULA, MT 59804-2039 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0011201116 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 1120/1116 |
| Instrument | 202517928 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | SANDY, UT 84070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 705 GARY DR, MISSOULA, MT 59804-2039 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010821372 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 1082/1372 |
| Instrument | 202218814 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | SANDY, UT 84070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Jun 15, 2020 |
| Property Address | 705 GARY DR, MISSOULA, MT 59804-2039 |
| Document Number | 0010320594 |
| Book / Page | 1032 / 594 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 202011764 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | TITLE SERVICES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 GARY DR, MISSOULA, MT 59804-2039 |
| Document Number | 202011766 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 202011766 |
| Name | PHYLLIS WARD |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|
| Document Number | 0010320595 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 1032/595 |
| Instrument | 202011765 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 705 Gary Dr was $3,237.
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Missoula Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $454,400 (-) Land $239,658 Building $214,742 | $454,400 (-) Land $239,658 Building $214,742 | |
| 2025 | $3,237.00 | $454,400 | $454,400 Land $239,658 Building $214,742 |
| 2023 | $3,584.00 | $343,900 | $343,900 Land $134,331 Building $209,569 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 Gary Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 705 Gary Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOULA WATER serves 68,200 people · EPA ID MT0000294 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
May also be available: Blackfoot Telephone Cooperative, Verizon, Western Montana CommunityTel.
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